DIE MELDEPFLICHT GEMÄß INSTANT PAYMENTS VERORDNUNG Meldung der zuständigen Behörde an EU -Kommission , EBA und BaFin Periode: 01.01. -31.12.24 Weitere Meldung jährlich ▪ Informationen werden weitergegeben und Umfang & Wert nationaler und grenzüberschreitender Echtzeitüberweisungen in Euro 09.10.2025 Erste Meldung an die zuständige Aufsichtsbehörde Periode: 26.10.2022 -31.12.2024 Weitere Meldung alle 12 Monate 09.04.2025 Meldung […]
Information pertaining to the processing of your personal data in the application proces s We are delighted that you have applied to DPS Engineering GmbH. Transparency and the trustworthy handling of your personal data are an important basis for effective cooperation. We, therefore, would like to inform you about how we process your data […]
[…] / 30-Jul-2021 Page 1 of 7 Guenter Reich: This Letter of Approval is valid while the approval number is posted on the EMVCo website. EMVCo, LLC, a Delaware limited liability company By: Name: Title: Frédéric Fortin EMVCo Terminal Type Approval Chair Dear EMVCo, LLC ("EMVCo"), a Delaware limited liability company, has received your request […]
Die Deutsche Kreditwirtschaft - Zulassungsverfahren Typ -zugelassene Geldautomaten Anlagen und Anhänge zum Regelwerk für das Deut sche Geldautomaten -System (Richtlinien für das Deutsche Geldautomaten -System , Version 1.0 vom 20 .01 .2020 mit Er rata, Änderungen und Ergänzungen vom 11.03.2021 ) Stand: 17.02 .2022 1 von 2 Hersteller Konfiguration Hardware/ Software Zul. - Nr. […]
DPS GROUP DPS Engineering GmbH Stuttgart | Frankfurt | Hamburg Silcherstraße 9 | 70771 Leinfel den-Echterdingen | Telefon 0711 9 03 87-0 | Fax 0711 9 03 57 36 | info@dps.de FZI OPEN HOUSE Distributed Legal Ledger –Konzepte für ein rechtssicheres Vertragsmanagement RA Joachim Dorschel, Managing Partner Distributed Legal Ledger INHALT 1 DPS […]
[…] DPS Group Competences and references Selected customers Banking Compliance Risk Retail Omni channel Technology Architecture Software engineering Quality m anagement Cloud migration Digital transformation Self service Mobile devices Branch automization Capital m arkets Payments Regulation DPS Group ATM and customer self service banking 29 years of experience in software development for ATM and self […]
Innovation am Geldautomaten: Gutscheincodes der Deutschen Weihnachtslotterie ab sofort auch an ATM s des Bankhaus August Lenz erhältlich. In Kooperation mit NeoLotto macht das Bankhaus August Lenz die Teilnahme an der Deutschen Weihnachtslotterie möglich. So können an den mehr als 800 Geldautomaten des Bankhaus August Lenz ab sofort Gutscheincodes für Lose der Deutschen Weihnachtslotterie […]
Qr code payment on the phone, contactless payment in the store, online shopping, cashless technology. concept
Qr code payment on the phone, contactless payment in the store, online shopping, cashless technology. concept
[…] such as cash provision and maintaining their presence in public spaces. As the provider of the leading standard application for self-service banking in Germany, we have in- depth knowledge and experience in cross-channel and integrated banking solutions. eCMS Suite The DPS eCMS suite is a comprehensive and highly scalable platform for operating unattended terminals, […]
[…] November 2023 and is expected to last until the end of 2025. During this period, the regulatory framework will be finalized and providers will be selected to develop the necessary platform and infrastructure. DPS is closely monitoring these developments and offering banks comprehensive consulting services for strategic preparation for the Digital Euro. At the […]
[…] Markets The processing of capital market transactions, clearing and settlement, inventory management, disposition, payment, and booking are among our company’s core competencies. Our experience ranges from the development of large custom applications and integration and migration projects to supporting complex outsourcing projects. We understand established processes as well as DLT-based approaches and tokenization. Market […]
[…] place since the 1980s. Their complexity and volume have grown steadily since then. Today, there is often a lack of expertise and resources to maintain and further develop such legacy systems. Throughout its history, DPS has preserved and expanded its knowledge of legacy technologies and has its own German-speaking development resources in this field. […]
[…] end-to-end integration of applications and processes. All DPS software products meet the highest quality standards and have the necessary certifications. DPS only uses state-of-the-art technologies in product development. New developments are essentially designed for deployment in the cloud and can also be obtained as software as a service. DPS offers customised licence and maintenance […]
[…] end-to-end integration of applications and processes. All DPS software products meet the highest quality standards and have the necessary certifications. DPS only uses state-of-the-art technologies in product development. New developments are essentially designed for deployment in the cloud and can also be obtained as software as a service. DPS offers customised licence and maintenance […]
In our first article on T+1 Europe, we looked at the basics: how can banks realistically assess the overall scope of a T+1 project? Now we turn to the second success factor: dependencies.
[…] required. The previously announced go-live date of March 2027 is therefore no longer realistic. WM now cites an expected target corridor between Q4/2027 and Q1/2028. A binding decision is to be made after completion of a proof-of-concept phase by the end of 2025. Complexity reduction not feasible A frequently expressed market requirement – the […]
[…] various measures have already been examined to stabilise the situation, including increased staffing and the use of an AI tool. However, these have not yet achieved the desired acceleration effect. The project management team has therefore made it clear that ‘quality over time’ is the priority. Parallel to the internal project evaluation, data provision […]
EPC Directory Service: Final building block for VoP implementation By Frederik Toledo and Deniz Tüzel With the publication of the Web GUI and EDS API specifications, all essential information for implementing the EPC Directory Service (EDS) is now available. This central directory service is used to identify and ensure the interoperability of payment service […]
Instant Payments demand more than just fast processing: they require an architecture that is permanently available, scalable and fault-tolerant - under all load conditions.
This article documents the current developments in the Fontus project of the WM Datenservice, which aims to modernise the delivery of master data for securities. Building on the efforts of the EDDy_neu project, Fontus aims to achieve a far-reaching revision and improvement of the data delivery processes.
[…] Today, quality assurance must be considered in the context of functional and technical circumstances in order to fulfil the increasing requirements. This is where DPS has a decisive advantage: As an experienced consulting company, we combine methodical know-how with in-depth professional and technical expertise. For many years, we have successfully supported our customers in […]
[…] here is on the importance of data. Banks require reliable information on the sustainability and recyclability of companies and their products in order to make well-founded financing decisions. Important aspects include the quality, transparency and verifiability of the data, as well as incentives for closing data gaps. A competition for creative minds Participants in […]
[…] this year, the settlement cycle in securities business was shortened in the USA, Canada and Mexico. T+1 now applies in place of the previous T+2 – the deadline for the fulfilment of stock exchange transactions in shares, corporate bonds and fund units has been halved to one day. Following the initiative of the US […]
[…] long as possible. A paradigm shift is currently underway here: A shift from the linear “production-disposal” mentality, and towards so-called circularity, i.e. a resource-saving, modular and repair-friendly design and manufacturing method for products. From pencils to construction machinery: everything has to be optimised in terms of its subsequent impact on material cycles. The guiding […]
[…] for banks, and must be implemented by the end of this year. The new reporting obligations for capital gains tax on dividends from German shares and the depositary receipts of domestic issuers (known as “MiKaDiv”) are particularly relevant in this regard. These changes will have a significant impact on the affected applications of banks. […]
[…] having its individual rules and infrastructure provided by its national tax authorities. Most of the banks rely on the IBAN of the payee or the payer to determine where a payment service was provided which is in line with the instructions of the German national authority. This significantly limits the number of states and […]
[…] having its individual rules and infrastructure provided by its national tax authorities. Most of the banks rely on the IBAN of the payee or the payer to determine where a payment service was provided which is in line with the instructions of the German national authority. This significantly limits the number of states and […]
[…] By Tobias Münsterberg The European Commission has updated the reporting guidelines for the CESOP reporting obligation. In particular, the amendments contain clarifications pertaining to the rules for determining the country of origin of the payer and payee: Until now, Art. 243c of the Directive has been interpreted in such a way that the reporting […]
[…] and Bernhard Uitz. Sarah-Marie Holzgräfe LL.M. has been with the company since 2017 and is the new partner responsible for the area of compliance and regulatory affairs. Bernhard Uitz, who has been with DPS since 2007, is responsible for the area of application management. Further information can be found here: https://dps. de/en/contact-persons-and-experts/
In the spring of this year, DPS partner Carsten Lange appealed to the financial industry in a blog post to deal with prevailing regulatory challenges against the backdrop of the Central Electronic System of Payment Information (CESOP). We caught up with project manager, Tobias Münsterberg, to talk about the potential pitfalls of CESOP in […]
Recently, scientific analyses have increasingly shown a wide-ranging problem associated with deep learning, in which different phenomena – summarised under the term ‘shortcut learning’ – can reduce the problem-solving capabilities of machine learning techniques.
[…] information transmitted is collected in the Central Electronic System of Payment Information (CESOP). The tax authorities of the EU member states can then access this data to detect possible fraud. It, therefore, represents a kind of data retention for cross-border payments. The obligation applies to all payment service providers within the meaning of the […]
Mit dem "Zentralen elektronischen Zahlungsverkehrssystem“ im Mittelpunkt hat die EU ein Instrument zur Bekämpfung des Mehrwertsteuerbetrugs im elektronischen Geschäftsverkehr implementiert, dessen Umsetzung Finanzinstitute vor einige Herausforderungen stellt.
[…] over 150 companies, public authorities, research institutions, associations and individuals who all share the same goal: to advance the digitalisation of German administration. DPS would like to contribute its expertise to this prestigious circle. One key topic will be the use of self-service solutions in an administrative context. We look forward to a lively […]
The seventh amendment to the MaRisk adds an all new risk dimension with the topic of ESG, defining a framework of requirements for handling sustainability risks in the financial industry.
[…] previous years, in particular in the reporting obligations for large institutions. The requirements for sustainable management and reporting have been fine-tuned since the announcement of the Green Deal and the associated Sustainable Finance Strategy. The following themes are particularly relevant for German financial institutions this year: 7. Amendment to MaRisk The imminent 7th […]
Minimising systemic risks is the goal of the European Market Infrastructure Regulation (EMIR) in European derivatives trading.
[…] that result in disruptive changes to their business processes. Modern analytics processes can identify patterns even in very large, unstructured quantities of data, then use these to derive rules for decision-making based on machine learning. Data analytics methods are already being used in many areas of the financial industry, such as in investment decisions, […]
[…] This restructuring process is lengthy, costly and time-consuming. It also ties up important personnel capacities – exactly because the know-how of the key resources is always in demand. At the same time, there are fewer and fewer available employees for the balancing act between conversion projects and the support of legacy systems. The reasons […]
The timetables for converting the payment traffic systems for foreign and large-value payments to the new de facto standard ISO 20022 were overturned at the end of October.
[…] at a glance This year, the 7th amendment to BaFin’s MaRisk has been announced. The 6th amendment was published on 16 August 2021. The amendments to MaRisk define those adjustments and innovations to regulatory requirements in relation to risk management. The expected points contained in the 7th amendment to MaRisk are as follows: Adoption […]
Zum zweiten Mal hat DPS das Jahresende mit einem Online-Weihnachtsspiel gefeiert, das wieder ein großer Erfolg war. Dank einer regen Beteiligung unserer Geschäftspartner*innen konnten wir den Spendenbetrag auf EUR 30.000 aufrunden.
[…] end-to-end integration of applications and processes. All DPS software products meet the highest quality standards and have the necessary certifications. DPS only uses state-of-the-art technologies in product development. New developments are essentially designed for deployment in the cloud and can also be obtained as software as a service. DPS offers customised licence and maintenance […]
Within the context of the 2020 Christmas Game, DPS donated a total of EUR 30,000 to the following charities: Die Brücke e.V., Frauen helfen Frauen e.V., Verein zur Förderung des Hospiz Stuttgart e.V.
[…] end-to-end integration of applications and processes. All DPS software products meet the highest quality standards and have the necessary certifications. DPS only uses state-of-the-art technologies in product development. New developments are essentially designed for deployment in the cloud and can also be obtained as software as a service. DPS offers customised licence and maintenance […]
[…] end-to-end integration of applications and processes. All DPS software products meet the highest quality standards and have the necessary certifications. DPS only uses state-of-the-art technologies in product development. New developments are essentially designed for deployment in the cloud and can also be obtained as software as a service. DPS offers customised licence and maintenance […]
[…] end-to-end integration of applications and processes. All DPS software products meet the highest quality standards and have the necessary certifications. DPS only uses state-of-the-art technologies in product development. New developments are essentially designed for deployment in the cloud and can also be obtained as software as a service. DPS offers customised licence and maintenance […]
[…] end-to-end integration of applications and processes. All DPS software products meet the highest quality standards and have the necessary certifications. DPS only uses state-of-the-art technologies in product development. New developments are essentially designed for deployment in the cloud and can also be obtained as software as a service. DPS offers customised licence and maintenance […]
[…] end-to-end integration of applications and processes. All DPS software products meet the highest quality standards and have the necessary certifications. DPS only uses state-of-the-art technologies in product development. New developments are essentially designed for deployment in the cloud and can also be obtained as software as a service. DPS offers customised licence and maintenance […]
In several articles, we aim to contribute to this differentiated debate by asking what potential “programmable money” holds for payment transactions in all their facets.
[…] DPS has sites in Hamburg, Stuttgart and Frankfurt. We are currently looking for motivated and capable employees to work in the following areas at these three sites: Development, Onsite and Consulting. In the Development department at the Hamburg site, our products, systems and applications are developed and produced across all common IT platforms. Our Onsite team controls […]
[…] The relevant members of the DPS management are engaged in the Frankfurt Payments Network (FPN). FPN was founded in 2011. It is a non-profit, independant association für decision-makers and experts in the payments industry. ibi research DPS is a partner of the ibi research an der Universität Regensburg GmbH. ibi research does application-oriented research […]
[…] core module and the procurement procedure module in accordance with the Hamburg Compliance Standard. Handelskammer Hamburg We are qualified instructors The Federal Ministry of Education and Research describes dual vocational training as ”an outstanding factor of success for the business location of Germany” (BMBF, 2017). Dual vocational training in Germany at this high level […]
[…] this approach transparent: we report on our sustainability performance on a voluntary basis and also have ourselves audited externally. Our sustainability strategy is based on the Sustainable Development Goals (SDGs) and our commitment to the climate protection goals of the Paris Agreement; our business activities are committed to the goals set out therein. As […]
[…] her legal traineeship in Münster, Sarah-Marie Holzgräfe worked as a consultant in the areas of data protection and information security. On the side, she completed a Master’s degree in IT law at Heinrich Heine University in Düsseldorf. In 2017, she joined DPS and managed regulatory and IT projects in the area of self-service for […]
[…] as well as in the public sector. Working at the interface between technology, regulation and business is our strength. This applies to IT projects, business consulting, product development and application management. Facts 1989 Along with partners Werner Dorschel founded DPS Engineering GmbH. 35 For more than 35 years, DPS has been working successfully for […]
RESEARCH AND DEVELOPMENT Publications The employees of DPS regularly participate in public expert discussions on current issues in the company’s field of activity through essays and book contributions. An excerpt of relevant publications can be found here. Congresses, Lectures & Webinars Professional exchange with science and practice forms an essential part of the corporate […]
[…] disposal in case of requests for the disclosure of information, suggestions or complaints.Our data privacy officer is Ms Laura L. Stoll, B.Sc.You can reach her at datenschutzbeauftragter@dps. de or via our postal address, with the addition of “personal/confidential, attention: data privacy officer”. 2. Personal data Personal data denotes any information relating to an identified […]
[…] apprenticeships for the IT specialist training course with a final examination at the Chamber of Industry and Commerce. DUAL STUDY Are you interested in one of the degree programmes in Business Information Systems, Applied Computer Science or Business Administration at the Nordakademie Elmshorn? Then get in touch with us and send us your application […]
[…] Group has locations in Hamburg, Stuttgart and Frankfurt. For these three locations, we are constantly looking for motivated and competent employees to work in the areas of: Development, Onsite and Consulting. In Development at the Hamburg site, our products, systems and applications are developed and manufactured using all common IT platforms. Our Onsite Teams […]
CURRENT VACANCIES IN THE DPS GROUP We use the services of our partner softgarden for applications. You can find information about the processing of your personal data in the application process here. APPLY NOW! Our HR contact person will be happy to provide you with further information on the advertised positions.
[…] SOLUTIONS FOR FINANCE, RETAIL AND PUBLIC SECTOR DPS is an established and innovative software and consulting company for the financial sector, trade and the public sector. We design, develop and manage software, architectures, organisations and processes. In doing so, we combine professional and technical know-how. We are independent and owner-managed and our projects are […]
De CESOP Compliance Service van DPS - de complete oplossing voor het voldoen aan de rapportageverplichtingen volgens de EU-richtlijn voor gegevensuitwisseling betalingsdienstaanbieders.
[…] January 2024, certain cross-border payments must be recorded and transmitted to the national tax authorities. The scope of application includes payment institutions such as banks, specialised banks, development banks, e-money institutions and marketplaces. With the CESOP Compliance Service, we offer a complete solution to fulfil the new requirements – with the following features, among […]
[…] and more digital. To promote the use of digital services, banks have been using self-service terminals with DPS software for many years. This technology has been further developed to meet the needs of public administration and supports municipalities in their daily interactions with citizens. More service – less effort The Amt-O-Mat can be placed […]
[…] on a transaction-by-transaction basis. Certain cross-border payments must be recorded and transmitted to the national tax authorities. With the CESOP Compliance Service, we offer banks, specialist banks, development banks, e-money institutions and marketplaces a complete software solution to fulfil the new requirements. All information about the CESOP Compliance Service Are you interested in our […]
[…] end-to-end integration of applications and processes. All DPS software products meet the highest quality standards and have the necessary certifications. DPS only uses state-of-the-art technologies in product development. New developments are essentially designed for deployment in the cloud and can also be obtained as software as a service. DPS offers customised licence and maintenance […]
[…] end-to-end integration of applications and processes. All DPS software products meet the highest quality standards and have the necessary certifications. DPS only uses state-of-the-art technologies in product development. New developments are essentially designed for deployment in the cloud and can also be obtained as software as a service. DPS offers customised licence and maintenance […]
[…] end-to-end integration of applications and processes. All DPS software products meet the highest quality standards and have the necessary certifications. DPS only uses state-of-the-art technologies in product development. New developments are essentially designed for deployment in the cloud and can also be obtained as software as a service. DPS offers customised licence and maintenance […]
Insurance The insurance industry is under immense pressure to change: Customer needs are evolving rapidly, while simultaneously increasing demands on processes, data availability, and IT structures. New digital ecosystems, data-driven products, and short innovation cycles require flexibility – both functionally and technologically. Despite advancing digitalization, historically evolved IT architectures often dominate the landscape. Legacy […]
Public Sector Public administration is also influenced by key megatrends: demographic change, sustainability requirements, and digital transformation are increasingly shaping administrative activity. At the same time, the public sector faces particular challenges: a profound modernization backlog, limited human and professional resources, and new legal requirements – for example, the Online Access Act (Onlinezugangsgesetz) or […]
[…] is changing through instant payments. What expectations do different customer groups have? How does the introduction affect their preferences and usage habits? Operational and technical implementation: We develop detailed implementation plans for banks that show what activities are required and when and how they are needed. From the adaptation of systems to the training […]
[…] knowledge can be collected digitally and easily accessible for all actors, ideas can be exchanged and publicised in a large format. To close this gap, we have developed a concept for community building. Stuttgart Climate-Community We have already realised our community building concept together with the Baden-Württemberg state capital Stuttgart and BABLE Smart Cities […]
[…] MARKETS The settlement of capital market transactions, clearing and settlement, position management, disposition, payment, and posting count among our company’s core competencies. Our experience ranges from the development of large Individual applications to integration and migration projects, to the support of complex outsourcing efforts. In doing so, we understand the established processes, as well as DLT-based approaches […]
[…] financial IT and processes, as well as a growing portfolio of smart tools, allow us to implement regulatory requirements efficiently and effectively, both technically and organisationally. RELATED CONTRIBUTIONS 28.10.2025 15.10.2025 14.10.2025 26.09.2025 25.09.2025 23.09.2025 17.09.2025 16.09.2025 01.09.2025 18.08.2025 What can we do for you? Are you looking for the right solution for compliance and […]
[…] the digital transformation of banks is often characterised by prototypes, isolated solutions in product niches and the automation of individual process steps within existing specialist silos. In contrast, a digitised production of the banking business and open banking built on the principles of digital ecosystems require holistic solutions, an end-to-end view of products and […]