Payments

Hardly any other banking product is as impacted by the digitalization of the financial industry as payment transactions: The bank customer of the future expects nothing less than the ability to pay worldwide, at any time, in real time, without media disruption.

Our expertise covers the entire payment transaction portfolio based on conventional and disruptive technologies: SEPA and cross-border, instant and high-value.

Instant Payments

The Payments Revolution: Instant Payments and the Future of the Financial Industry

One of the most pressing issues for financial institutions is the implementation of mandatory EU regulations for real-time payments. DPS views instant payments not only as a legal requirement, but also with a holistic, neutral advisory approach.

Instant payments open up new opportunities for financial institutions to improve services, increase efficiency, and boost customer satisfaction.

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Digital Euro

The European Central Bank (ECB) is driving forward the introduction of a Digital Euro to provide a secure and efficient digital payment method. Following the completion of the two-year investigation phase, the preparatory phase began in November 2023 and is expected to last until the end of 2025. During this period, the regulatory framework will be finalized and providers will be selected to develop the necessary platform and infrastructure.

DPS is closely monitoring these developments and offering banks comprehensive consulting services for strategic preparation for the Digital Euro. At the same time, we are one of the first partners in the ECB’s new innovation program for the development of the Digital Euro.

Our expertise includes analyzing the impact on existing business models, integrating new technologies, and ensuring compliance with regulatory requirements. With DPS as a partner, financial institutions can optimally utilize the opportunities offered by the Digital Euro and strengthen their competitiveness in digital payments.