[…] - Qualification data (cover letter, curriculum vitae, previous activities, professional qualifications) - Qualification) - (Work) references and certificates (performance data, assessment data, etc.) Other information: - Publicly accessible, job -related data, such as a profile with professional social media networks - Voluntary information, such as an application photo, information on a disability or other […]

[…] aus rund zwei Dutzend Nationen in einem lebendigen, produktiven und motivierenden Arbeitsumfeld. Das Arbeitgeber-Bewertungsportal kununu listet DPS nicht nur als eine von den BeschГ¤f- tigten empfohlene В» Top CompanyВ«, sondern auch als ein besonders aufgeschlossenes und chancen reiches Unternehmen вЂ" als В»Open CompanyВ«. Die Orga ni sation HochschulprakВ­ tikum zeichnet uns als FAIR Company […]

[…] verteilen. Die aufsichtsrechtliche Forderung an Finanzinstitute, operationelle Risiken be- herrschbar zu halten, stellt an das Sourcing und Outsourcing besondere Anforderungen. Auf europäischer Ebene formulieren die EBA Outsourcing Guidelines ein enges Rahmen- werk, welches durch nationale regulato- rische Maßnahmen, in Deutschland etwa die MaRisk AT9 und die BA IT , weiter konkretisiert wird. Finanzinstitute müssen […]

[…] in public spaces (e.g., parking management), the DPS eCMS suite is being prepared for additional use cases for controlling IoT devices. Detailed information about the eCMS suite Accessibility From June 28, 2025, the Accessibility Strengthening Act (BFSG) will require banks to make digital services such as payment processes accessible. DPS supports implementation – for […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

[…] structures, operating environments, and database technology. We capture functional requirements with profound technical understanding. When selecting technologies and developing architectures, future-proofing, testability, maintainability, and integration are our top priorities. Adhering to established rules for secure and clean coding and our customers’ programming standards is a matter of course for us. DPS’s service portfolio covers […]

Digital euro: banks in the spotlight of interoperability and integration What banks should know now about architecture, regulations and market acceptance By Steffen Grenzheuser Preparations for the Digital Euro are continuing to progress. In its third progress report, published in summer 2025, the European Central Bank (ECB) provided specific insights into the design. At […]

[…] positioniert Banken und andere Zahlungsdienstleister als zentrale Intermediäre. Über dedizierte API-Schichten stellen sie Services für Transaktions- und Liquiditätsmanagement, Onboarding, Nutzerverwaltung sowie Konfliktlösung bereit. Über den Digital Euro Access Gateway erfolgt die Anbindung an das Eurosystem. Dort werden u. a. Settlement, Alias- und Onboarding-Services, Fraud-Management sowie Tokenisation abgewickelt. Finanzinstitute werden damit nicht nur zu Verteilstellen […]

[…] distribution via the eCMS Suite. Particular attention was paid to the barrier-free design of the user interface. The implementation was based on the requirements of the Barrier-Free Access Act (BFSG), which will set new standards for access to digital services in the future. With this step, the major bank is strengthening its cash infrastructure […]

[…] replacing today’s free-form MT messages with structured ISO 20022 formats. Bilateral communication will be replaced by centralized case management that fully supports interaction via messaging, API, and GUI. The message types affected are ubiquitous in payment transactions: MT192 (e.g., recall) → camt.056 MT196 (response) → camt.029 MT195 (request, e.g., from compliance) → camt.110 Response […]

[…] der Änderungen steht das Ziel, die heutigen Freiform-MT-Nachrichten durch strukturierte ISO-20022-Formate abzulösen. Statt bilateraler Kommunikation tritt ein zentrales Case Management, das die Interaktion über Messaging, API und GUI vollständig unterstützt. Die betroffenen Nachrichtentypen sind im Zahlungsverkehr allgegenwärtig: MT192 (z. B. Rückruf) → camt.056 MT196 (Antwort) → camt.029 MT195 (Anfrage, z. B. aus Compliance) → camt.110 Antwort […]

[…] made a clear leap forward in performance: with 65 points, it has not only achieved the best score in the company’s history, but is also among the top 24% of companies for the first time – awarded the bronze medal. The EcoVadis score is based on a comprehensive assessment in the areas of environment, […]

[…] 2025 durch EcoVadis erzielt DPS einen klaren Leistungssprung: Mit 65 Punkten wird nicht nur der bislang beste Wert der Unternehmensgeschichte erreicht, DPS gehört auch erstmals zu den Top 24 % der Unternehmen – ausgezeichnet mit der Bronzemedaille. Der EcoVadis-Score basiert auf einer umfassenden Bewertung in den Bereichen Umwelt, Arbeits- und Menschenrechte, Ethik sowie nachhaltige Beschaffung. […]

With the publication of the Web GUI and EDS API specifications, all essential information for implementing the EPC Directory Service (EDS) is now available.

Mit der Veröffentlichung der Web-GUI- und EDS-API-Spezifikationen liegen nun alle wesentlichen Informationen für die Umsetzung des EPC Directory Service (EDS) vor.

[…] its contribution to climate protection externally audited – again with convincing results: the current carbon footprint report from our partner first energy confirms a reduction in greenhouse gas emissions of more than 10 per cent compared to the previous period. This means that DPS continues to be on a promising path towards climate neutrality. […]

[…] von Zahlungsprozessen umgesetzt. Ein Beispiel dafür ist die Entwicklung von barrierefreien SB-Terminals für eine österreichische Großbank. Interessanterweise ist Österreich bei der Umsetzung der EU-Richtlinie zur Barrierefreiheit (European Accessibility Act, kurz: EAA) (EU) 2019/882 bereits zeitlich voraus und dient als Vorbild für viele Länder, darunter auch Deutschland. Fazit Die Umsetzung von Instant Payments in Kombination […]

[…] order to fully exploit synergies of the new coordination process between WM and data providers and complete the migration on time before the planned go-live in Q3/2026. According to the current plan, the migration preparation of external WM customers should begin in Q3/2025. Expected timeline for migration preparation according to WM Datenservice – Fontus […]

The topic of CESOP has now reached the executive management floor of German financial institutions. A few days before the deadline for the 1st and 2nd CESOP reporting scheduled for 31 July, many banks are struggling with home-grown problems...

[…] müssen riesige Datenmengen rückwirkend mehrfach korrigiert werden; notwendige Löschmeldungen können nur mit großem Aufwand erzeugt werden, u.v.m. Nach unserer Beobachtung sind gerade größere Banken mit auf MS Access basierenden Eigenlösungen nicht zukunftssicher aufgestellt. Der CESOP Compliance Service von DPS kann hier mit seinem übersichtlichen Dashboard Abhilfe schaffen. Sonderfälle und CESOP-Änderungen treiben Aufwand: In Produktion […]

[…] directives, implemented in Germany in the Platform Tax Transparency Act (PStTG) and Section 22g of the Value Added Tax Act, respectively, are the first to pursue the concept of checking the tax honesty of market participants by accessing individual transaction data. The digital edition of “ibi insights” can be downloaded here free of charge.  

[…] With 56 points in the EcoVadis scoring, an improvement was achieved for 2023 compared to the previous year. Particularly noteworthy is the reporting of a concrete greenhouse gas balance, which represents a significant step towards the continuous improvement of performance in this area. DPS’s efforts have now been recognised by EcoVadis with the “Committed” […]

[…] achieving a correct connection to core banking systems, through which customer data with tax IDs must be delivered. Other challenges include combining different payment methods and cross- account aggregation. Other banks have already completed their preparations and are using the BZSt’s testing environment, which has now been reliably available since early April. Tobias Münsterberg, […]

[…] Meldung je nach Antwort der Steuerbehörde ganz oder teilweise zu korrigieren und ggf. erneut zu versenden. Gerade die Finanzinstitute, die bislang auf Eigenlösungen (z.B. über Excel und Access) setzen, dürften dann mit aufwändigen Nacharbeiten konfrontiert sein. Die notwendige händische Bearbeitung von Einzeltransaktionen kann hier beträchtliche Personalressourcen binden.   Weitere Informationen zu den CESOP Meldepflichten […]

[…] week, the tax authority published the “DIP” (Digitaler Posteingang – Digital Incoming Mail) interface for the receipt of notifications. → CESOP can be solved with Excel and Access Needless to say, Office tools can also be used to select data that is based on certain criteria. The same applies to generating XML files. However: […]

[…] Kulanz zeigen. Erst letzte Woche hat die Steuerbehörde mit der „DIP“ (Digitaler Posteingang) die Schnittstelle für den Eingang der Meldungen veröffentlicht. → CESOP kann mit Excel und Access gelöst werden Natürlich lassen sich Daten nach bestimmten Kriterien auch mit Office-Tools selektieren. Gleiches gilt für das Erzeugen von XML-Dateien. Aber: für CESOP müssen Einzeltranskationen verarbeitet […]

[…] be developed and implemented. In addition, the subsequent data transmission must be set up as a new internal bank process based on the “Payment Data XSD User Guide”. The EU document, which has been refined in several instances, describes the payment data reporting to be carried out in an XML format. The overall structure […]

The seventh amendment to the MaRisk adds an all new risk dimension with the topic of ESG, defining a framework of requirements for handling sustainability risks in the financial industry.

[…] in Germany that voluntarily publish the DNK report on corporate sustainability. For the first time, extensive information on our company’s sustainability performance is available in the publicly accessible database. These are based on the GRI standards for the key ESG indicators, which enables direct comparisons to be made with other companies. DPS is committed […]

Online access, now also “offline”: The Online Access Act (OZG) currently ensures that ever more administrative services are also available online for citizens.

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

Das Magazin Focus hat in Kooperation mit dem Bewertungsportal Kununu auf Basis einer unabhängigen Datenerhebung die Top-Arbeitgeber im Mittelstand ermittelt. Als Datenbasis dienten rund 900.000 Unternehmensprofile.

[…] Projekte im Finanzwesen, von der Analyse und Konzeption über die Implementierung bis hin zur Produktivsetzung des IT-Systems. Wir bieten Dir ein erzeugendes Gesamtpaket aus attraktivew Gehalt und Top-Karriereentwicklungschancen. Weiter Infos zu unseren Beneftis findest Du auf dieser Seite. Wir haben Dein Interesse geweckt? Wir freuen uns, Dich kennenzulernen!   Hier kannst Du Dich direkt […]

Working at DPS At DPS you can expect expert colleagues, an open-door policy, easy access to management and a pleasant working environment. Our sustainable business model opens up exciting career prospects for you to explore. DPS has offices in Hamburg, Stuttgart, Frankfurt and Berlin. For these four locations, we are constantly looking for motivated […]

[…] cooperates with FZI Forschungszentrum Informatik in projects or with respect to fundamental technological issues. FZI is an independant foundation. Since more that 35 years FZI stands for top-level applied science in IT and its fields of application. Center for Financial Studies DPS is a member of the Gesellschaft für Kapitalmarktforschung e.V., which is the […]

[…] to an identified or identifiable natural person, e.g. name, address, e-mail addresses, user behaviour. We have taken extensive technical and operational precautions to protect your data from accidental or deliberate manipulation, loss, destruction, or access by unauthorised persons. Our security procedures are reviewed at regular intervals and adapted to technological progress.   3. Data […]

[…] as a Service (SaaS) of als on-premise oplossing. Dankzij standaardisatie is aansluiting in slechts enkele weken mogelijk. Onze software bespaart u tijd en middelen. Complexe Excel- en Access-oplossingen behoren tot het verleden. Het middelpunt van het product is een duidelijk dashboard dat intuïtief de status van het CESOP-rapport en de bijbehorende werkstappen weergeeft; een […]

[…] VAT fraud Our software solution at a glance The CESOP Compliance Service ensures timely and legally compliant implementation of the reporting requirements for payment service providers in accordance with the VAT acts. The implementation of the Central Electronic System of Payment Information (CESOP) marks a paradigm shift in payment transactions: reporting obligations are being […]

[…] Service (SaaS) oder als On-Premise-Lösung bereit. Dank Standardisierung ist eine Anbindung in nur wenigen Wochen möglich. Mit unserer Software sparen Sie Zeit und Ressourcen. Aufwändige Excel- und Access-Lösungen gehören der Vergangenheit an. Kernstück des Produkts ist ein übersichtliches Dashboard, das den Status des ESZB Reports sowie die damit verbundenen Arbeitsschritte intuitiv darstellt; einen Überblick […]

[…] Service (SaaS) oder als On-Premise-Lösung bereit. Dank Standardisierung ist eine Anbindung in nur wenigen Wochen möglich. Mit unserer Software sparen Sie Zeit und Ressourcen. Aufwändige Excel- und Access-Lösungen gehören der Vergangenheit an. Kernstück des Produkts ist ein übersichtliches Dashboard, das den Status des PStTG Reports sowie die damit verbundenen Arbeitsschritte intuitiv darstellt; einen Überblick […]

[…] Service (SaaS) oder als On-Premise-Lösung bereit. Dank Standardisierung ist eine Anbindung in nur wenigen Wochen möglich. Mit unserer Software sparen Sie Zeit und Ressourcen. Aufwändige Excel- und Access-Lösungen gehören der Vergangenheit an. Kernstück des Produkts ist ein übersichtliches Dashboard, das den Status des CESOP Reports sowie die damit verbundenen Arbeitsschritte intuitiv darstellt; einen Überblick […]

Technology The Amt-O-Mat makes municipalities more digital Access to public administration is becoming easier – and more digital. To promote the use of digital services, banks have been using self-service terminals with DPS software for many years. This technology has been further developed to meet the needs of public administration and supports municipalities in […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

[…] retailers across all industries, addressing logistics, security, employee training, and location planning. The secure receipt, supply, and disposal of cash poses a significant challenge, especially for the gas station market. DPS has developed the ATM@POS product to address this issue. The core of this innovative application is the use of standard POS terminals to […]

[…] the same time, the public sector faces particular challenges: a profound modernization backlog, limited human and professional resources, and new legal requirements – for example, the Online Access Act (Onlinezugangsgesetz) or Section 2b of the German Value Added Tax Act (UStG). In addition, citizens’ expectations for transparency, participation, and digital services are rising, while […]

[…] important than ever. However, in order to support existing projects, networks and activities, there is often no central place where knowledge can be collected digitally and easily accessible for all actors, ideas can be exchanged and publicised in a large format. To close this gap, we have developed a concept for community building. Stuttgart […]

[…] the people involved. In our eGovernment projects, we combine professional, legal and technical expertise, in order to create holistic and sustainable solutions with our clients that are accepted by employees and citizens alike. ONLINE ACCESS ACT (OZG) The Online Access Act (OZG) obliges the administration to offer a large number of its essential services […]