[…] die Steuerbehörde UI für Korrektur und Wiedervorlage - möglichkeit The CESOP Compliance Service ensures the timely and legally compliant implementation of the reporting requirements of PSPs in accordance with the VAT Acts. With the implementation of the Central Electronic System of Payment Information (CESOP), reporting obligations are being introduced for the first time on […]

[…] - Qualification data (cover letter, curriculum vitae, previous activities, professional qualifications) - Qualification) - (Work) references and certificates (performance data, assessment data, etc.) Other information: - Publicly accessible, job -related data, such as a profile with professional social media networks - Voluntary information, such as an application photo, information on a disability or other […]

[…] die Steuerbehörde UI für Korrektur und Wiedervorlage - möglichkeit The CESOP Compliance Service ensures the timely and legally compliant implementation of the reporting requirements of PSPs in accordance with the VAT Acts. With the implementation of the Central Electronic System of Payment Information (CESOP), reporting obligations are being introduced for the first time on […]

[…] aus rund zwei Dutzend Nationen in einem lebendigen, produktiven und motivierenden Arbeitsumfeld. Das Arbeitgeber-Bewertungsportal kununu listet DPS nicht nur als eine von den BeschГ¤f- tigten empfohlene В» Top CompanyВ«, sondern auch als ein besonders aufgeschlossenes und chancen reiches Unternehmen вЂ" als В»Open CompanyВ«. Die Orga ni sation HochschulprakВ­ tikum zeichnet uns als FAIR Company […]

[…] Ripple verbindet laut eigenen Angaben mittlerweile einige Hundert globale Finanzdienstleister, darunter die Bank of America und Santander. Auch Paymentprovider, die eher mit C2C-oder Peer-to-peer-Zahlungen in Verbindung gebr acht Payment Kompakt ■ Der Auslandszahlungsverkehr ist im Umbruch. ■ Mit Kundenzahlungen außerhalb des SEPA- Raums können Geldhäuser vergleichsweise hohe Provisionserlöse erzielen. ■ Fraglich ist, welche Netzwerke […]

[…] 30, 2021 Eiffestrasse 78 DPS Engineering GmbH Guenter Reich DPS eCMS Client EMV.DLL Version 1.75.0 Hamburg D-20537 Keba Rondo 4cashcycle+ 1OS = Windows 7 Version 6.1 04- Aug-2025 Re: Approval Number(s): EMV Application Kernel: The EMV Application Kernel has been tested on the following terminal Operating System: Terminal: PinPad: Report ID Configuration Checksum: EMVCo […]

[…] device (wearables , smart home components , mobile...) may initiate valid purchase orders as well as payment instructions . Online shops and service providers are required to accept multiple communication channels and payment methods . Public infrastructure providers may establish smart devices controlling the provision and the billing of services Delivery services integrated into […]

[…] spezifisch für die Regulatorik-gerechte Providersteuerung in der Finanzwirtschaft konzipiert. Revisionssicherheit, Funktions- trennung und Security sind als Funktions- prinzipien in DPM konsequent umgesetzt. Unter anderem bedeutet dies: Vier- Augen-Prinzip : Risikorelevante Aktivi- täten in DPM unterliegen stets einem Vier- Augen-Prinzip. Individuelle Ausnahmen können gemäß den Regularien des Instituts umgesetzt werden. 3 Rechte und Rollen : […]

[…] zu bringen. Dieses muss die rechtlichen und tat - sächlichen Sachverhalte korrekt abbilden, alle regulatorisch oder operativ benötigten Informationen enthalten und darf gleichwohl das System nicht überfr achten. Die Erfassung von Vertragsbeziehungen in einer Datenbank bedeutet notwendi - gerweise eine Vereinfachung, da komplexe Klauseln in einfa - che Datenfelder überführt werden müssen. Das verlangt […]

[…] in public spaces (e.g., parking management), the DPS eCMS suite is being prepared for additional use cases for controlling IoT devices. Detailed information about the eCMS suite Accessibility From June 28, 2025, the Accessibility Strengthening Act (BFSG) will require banks to make digital services such as payment processes accessible. DPS supports implementation – for […]

[…] from the perspective of banking practice What can we do for you? Are you looking for the right strategy for managing your capital markets business? Or do you need support with a specific project? Please feel free to contact us. Latest news on the topic 28.10.2025 15.10.2025 14.10.2025 26.09.2025 25.09.2025 23.09.2025 17.09.2025 16.09.2025 01.09.2025 18.08.2025

[…] structures, operating environments, and database technology. We capture functional requirements with profound technical understanding. When selecting technologies and developing architectures, future-proofing, testability, maintainability, and integration are our top priorities. Adhering to established rules for secure and clean coding and our customers‘ programming standards is a matter of course for us. DPS’s service portfolio covers […]

[…] that the data protection requirements have been implemented and even exceeded in some areas. The data protection organisation is integrated into the company in an exemplary manner. Accordingly, no risks could be identified.’ ‘The successful audit result underlines our ongoing commitment to data protection as part of our compliance strategy,’ explains Sarah-Marie Holzgräfe, partner […]

Digital euro: banks in the spotlight of interoperability and integration What banks should know now about architecture, regulations and market acceptance By Steffen Grenzheuser Preparations for the Digital Euro are continuing to progress. In its third progress report, published in summer 2025, the European Central Bank (ECB) provided specific insights into the design. At […]

[…] iterativen Schritten zu gestalten, die Flexibilität für Anpassungen bieten. Agile Elemente wie Sprints und Backlogs ermöglichen es, auf neue Anforderungen zu reagieren, ohne das Gesamtbild aus den Augen zu verlieren.  Das Scoping liefert damit nicht nur eine Momentaufnahme, sondern schafft die Grundlage für ein belastbares und zugleich adaptierbares Projektmodell, das bis zum Go-Live 2027 […]

[…] (CBF) will focus entirely on core functions such as custody, settlement and record keeping, while Clearstream Banking Luxembourg (CBL) will take over banking-related services. The CBFi ‘6 accounts’ used to date will be phased out. This will result in a clearly structured division: settlement in central bank money (CeBM) via CBF and T2S on […]

[…] distribution via the eCMS Suite. Particular attention was paid to the barrier-free design of the user interface. The implementation was based on the requirements of the Barrier-Free Access Act (BFSG), which will set new standards for access to digital services in the future. With this step, the major bank is strengthening its cash infrastructure […]

[…] be part of a more comprehensive changeover – with consequences for all institutions that process payment complaints. The revised SWIFT roadmap is now available and confirms ex actly that. MT will be replaced by structured case management The changes are centered on the goal of replacing today’s free-form MT messages with structured ISO 20022 […]

Anyone who is newly licensed as a payment service provider, for example under a ZAG licence in accordance with Section 1 (1) ZAG, has a lot to consider: technical setup, customer onboarding, initial transactions.

[…] made a clear leap forward in performance: with 65 points, it has not only achieved the best score in the company’s history, but is also among the top 24% of companies for the first time – awarded the bronze medal. The EcoVadis score is based on a comprehensive assessment in the areas of environment, […]

[…] 2025 durch EcoVadis erzielt DPS einen klaren Leistungssprung: Mit 65 Punkten wird nicht nur der bislang beste Wert der Unternehmensgeschichte erreicht, DPS gehört auch erstmals zu den Top 24 % der Unternehmen – ausgezeichnet mit der Bronzemedaille. Der EcoVadis-Score basiert auf einer umfassenden Bewertung in den Bereichen Umwelt, Arbeits- und Menschenrechte, Ethik sowie nachhaltige Beschaffung. […]

[…] Hand dabei, digitale Transformationsvorhaben technisch zu realisieren. Der neue Consulting-Bereich für den Public Sector fasst nun auch die notwendigen Veränderungen auf der Management-, Prozess- und Organisationsebene ins Auge, ohne die Digitalisierung oft nicht die gewünschten Effekte erzielt. Im Mittelpunkt steht ein ganzheitlicher Beratungsansatz, der den besonderen Anforderungen öffentlicher Institutionen gerecht wird. Alle Leistungen werden […]

Climate protection through concrete action: DPS reduces its emissions footprint For the second time, DPS has had its contribution to climate protection externally audited – again with convincing results: the current carbon footprint report from our partner first energy confirms a reduction in greenhouse gas emissions of more than 10 per cent compared to […]

As a company based in Hamburg, DPS is part of the "We are acting for the climate" campaign of the Hamburg Chamber of Commerce.

[…] von Zahlungsprozessen umgesetzt. Ein Beispiel dafür ist die Entwicklung von barrierefreien SB-Terminals für eine österreichische Großbank. Interessanterweise ist Österreich bei der Umsetzung der EU-Richtlinie zur Barrierefreiheit (European Accessibility Act, kurz: EAA) (EU) 2019/882 bereits zeitlich voraus und dient als Vorbild für viele Länder, darunter auch Deutschland. Fazit Die Umsetzung von Instant Payments in Kombination […]

[…] order to fully exploit synergies of the new coordination process between WM and data providers and complete the migration on time before the planned go-live in Q3/2026. According to the current plan, the migration preparation of external WM customers should begin in Q3/2025. Expected timeline for migration preparation according to WM Datenservice – Fontus […]

[…] Rheinland i-sec GmbH again in 2024. The tests were based on the strict requirements of the General Data Protection Regulation (GDPR) and the German Federal Data Protection Act (BDSG). Through the continuous further development and implementation of measures, DPS was able to demonstrate an excellent data protection management system that continues to meet the […]

The topic of CESOP has now reached the executive management floor of German financial institutions. A few days before the deadline for the 1st and 2nd CESOP reporting scheduled for 31 July, many banks are struggling with home-grown problems...

[…] directives, implemented in Germany in the Platform Tax Transparency Act (PStTG) and Section 22g of the Value Added Tax Act, respectively, are the first to pursue the concept of checking the tax honesty of market participants by accessing individual transaction data. The digital edition of „ibi insights“ can be downloaded here free of charge.  

As part of the vdb Forum 2024, Joachim Dorschel, Managing Partner at DPS, shed light on the professional and technical challenges involved in implementing the EU reporting obligations to combat VAT fraud (CESOP).

The Withholding Tax Relief Modernisation Act – not just a matter of words; the practical implementation of new requirements pertaining to securities settlement, which were adopted in 2021, is also proving to be quite a challenge. The aim of this article is to provide a brief overview of the Act’s implementation status from the […]

[…] transactions to tax authorities in those EU member states where it provides its services. This can be a challenge for those marketplaces acting on an international level. According to the CESOP guidelines a marketplace established in one member state and passporting its PSP license to all other member states will have to report in […]

[…] transactions to tax authorities in those EU member states where it provides its services. This can be a challenge for those marketplaces acting on an international level. According to the CESOP guidelines a marketplace established in one member state and passporting its PSP license to all other member states will have to report in […]

[…] analysis of TÜV Rheinland i-sec GmbH in 2023. The audits are based on the requirements of the General Data Protection Regulation (DSGVO) and the Federal Data Protection Act (BDSG) and are carried out using a proven audit catalogue. This year, a monitoring took place with the result that the data protection management system continues […]

[…] Electronic System of Payment Information (CESOP). As one of the initial providers, DPS has now designed a complete solution for the implementation of the EU Directive to combat VAT fraud with the CESOP Compliance Service, and is currently implementing it with a “first mover customer”. We caught up with project manager, Tobias Münsterberg, to […]

[…] Tax Office (BZSt) on a quarterly basis. This is based on an amendment to the VAT System Directive, which stipulates additional obligations for payment service providers to combat VAT fraud. The information transmitted is collected in the Central Electronic System of Payment Information (CESOP). The tax authorities of the EU member states can then […]

The seventh amendment to the MaRisk adds an all new risk dimension with the topic of ESG, defining a framework of requirements for handling sustainability risks in the financial industry.

[…] and receive professional and trouble-free support during ongoing operations, during maintenance and during change issues. In addition, it needs to be said that, far too often, the acceleration of the required transition from outdated legacy systems to modern application landscapes is still slowed down, if not downright prevented, by the resources tied up in […]

Online access, now also “offline”: The Online Access Act (OZG) currently ensures that ever more administrative services are also available online for citizens.

In July, DPS Engineering GmbH’s eCMS client was successfully EMVCo recertified for the operating system versions Windows 10, Windows 7, Windows XP, with validity until August 2025.

[…] GDPR also regulates the topic of data localization, that means where the data is stored (inside vs outside EU). IoT service providers have to take this into account when they want to expand into other legal jurisdictions. Their IT-architecture must be flexible enough to deal with relatively sudden changes in the data protection assessment […]

[…] GDPR also regulates the topic of data localization, that means where the data is stored (inside vs outside EU). IoT service providers have to take this into account when they want to expand into other legal jurisdictions. Their IT-architecture must be flexible enough to deal with relatively sudden changes in the data protection assessment […]

Das Magazin Focus hat in Kooperation mit dem Bewertungsportal Kununu auf Basis einer unabhängigen Datenerhebung die Top-Arbeitgeber im Mittelstand ermittelt. Als Datenbasis dienten rund 900.000 Unternehmensprofile.

[…] Projekte im Finanzwesen, von der Analyse und Konzeption über die Implementierung bis hin zur Produktivsetzung des IT-Systems. Wir bieten Dir ein erzeugendes Gesamtpaket aus attraktivew Gehalt und Top-Karriereentwicklungschancen. Weiter Infos zu unseren Beneftis findest Du auf dieser Seite. Wir haben Dein Interesse geweckt? Wir freuen uns, Dich kennenzulernen!   Hier kannst Du Dich direkt […]

[…] of our success. The DPS Group is characterised by innovation, quality and high flexibility in its products, solutions and services. With our ideas, concepts and solutions, we accompany our customers in the implementation of technically or legally prescribed tasks in digital solutions and transformations. In doing so, we place a particularly high value on […]

[…] cooperates with FZI Forschungszentrum Informatik in projects or with respect to fundamental technological issues. FZI is an independant foundation. Since more that 35 years FZI stands for top-level applied science in IT and its fields of application. Center for Financial Studies DPS is a member of the Gesellschaft für Kapitalmarktforschung e.V., which is the […]

[…] and market development. After studying law, Joachim Dorschel worked as a lawyer in IT law. After joining DPS Engineering in 2014 he was initially responsible for the account management of one of the company’s major customers. In early 2016 Joachim Dorschel was appointed managing director. Joachim Dorschel regularly publishes articles on IT in the […]

[…] VAT fraud Our software solution at a glance The CESOP Compliance Service ensures timely and legally compliant implementation of the reporting requirements for payment service providers in accordance with the VAT acts. The implementation of the Central Electronic System of Payment Information (CESOP) marks a paradigm shift in payment transactions: reporting obligations are being […]

[…] Solutions – targeted solutions for regulatory requirements CESOP Compliance Service The CESOP Compliance Service ensures legally compliant implementation of the reporting requirements for payment service providers in accordance with VAT acts. The implementation of the Central Electronic System of Payment Information (CESOP) marks a paradigm shift in payment transactions: for the first time, reporting […]

[…] GDPR also regulates the topic of data localization, that means where the data is stored (inside vs outside EU). IoT service providers have to take this into account when they want to expand into other legal jurisdictions. Their IT-architecture must be flexible enough to deal with relatively sudden changes in the data protection assessment […]

[…] the same time, the public sector faces particular challenges: a profound modernization backlog, limited human and professional resources, and new legal requirements – for example, the Online Access Act (Onlinezugangsgesetz) or Section 2b of the German Value Added Tax Act (UStG). In addition, citizens‘ expectations for transparency, participation, and digital services are rising, while […]

[…] the people involved. In our eGovernment projects, we combine professional, legal and technical expertise, in order to create holistic and sustainable solutions with our clients that are accepted by employees and citizens alike. ONLINE ACCESS ACT (OZG) The Online Access Act (OZG) obliges the administration to offer a large number of its essential services […]