[…] common payment transaction products, including SEPA, Instant, RTGS, Cross Border, Cards, eMoney Support of all common technical formats, including XML, JSON, csv, txt. The transfer takes place via file transfer, web service or message queue, among others Provision of the CESOP Compliance Service as SaaS and as an on -premise solution Monitoring of all […]

[…] aller gängigen Zahlungsverkehrsprodukte, u.a. SEPA, Instant, RTGS, Cross Border, Karten, eMoney Unterstützung aller gängigen technischen Formate, u.a. XML, JSON, csv , txt . Der Transfer erfolgt u.a. via File Transfer, Webservice oder Message Queue Bereitstellung des CESOP Compliance Service als SaaS und als On -Premise -Lösung Monitoring aller CESOP -Reports sowie Möglichkeit zur Korrektur […]

Countless modern server cabinets in a render farm. Dark, sci-fi, futuristic room with a glossy floor lit by blue light. State of the art technology. Clean, sterile room. Side camera view.

[…] common payment transaction products, including SEPA, Instant, RTGS, Cross Border, Cards, eMoney Support of all common technical formats, including XML, JSON, csv, txt. The transfer takes place via file transfer, web service or message queue, among others Provision of the CESOP Compliance Service as SaaS and as an on -premise solution Monitoring of all […]

[…] with guarantee of payment P2P- Payments RTP-P2P-1: P2P RTP followed by a payment initiation RTP-P2P-2: proximity P2P RTP followed by a payment initiation RTP-P2P-3: RTP for P2P via messaging applications E-Invoicing RTP-EIPP-1: RTP for B2C E-invoicing with immediate payment RTP-EIPP-2: RTP for B2C E-invoicing with deferred payment RTP-EIPP-3: RTP for B2C E-invoicing with payment […]

[…] mehr Гјber unsere Kompetenzen und Leistungen. Und sprechen Sie uns immer gerne an, wenn Sie Fragen haben oder konkrete UnterstГјtzung benГ¶tigen. ISAE 3402 ISO 27001 Datenschutz von TГњV Rheinland zertifiziert PCI PA/DSS Deutsche Kreditwirtschaft Zertifizierung gemäß GA-Vereinbarung EMVCo Handelskammer Hamburg Zertifizierter Ausbildungs- betrieb DPS: ERFOLGSFAKTOR SEIT 1989. Erfolgreiche Partnerschaften brauchen Vertrauen, Offenheit und VerlГ¤sslichkeit. […]

Unrecognizable HR manager shaking hands with successful vacancy candidate after work interview at modern office. Cropped view of job applicant being hired to company team

[…] EMVCo Letter of Approval - Contact Terminal Level 2 - Renewal Renewal Date: GERMANY Kernel Checksum: n/a 2-02922-1-1S-VOB-0814-4.3.c 2-02922-1-1OS-VOB-0814-4.3.c 2-02922-1-2OS-VOB-0814-4.3.c 2-04041-2-3OS-VOBZ-0718-4.3g Session 1: 2026-001 Version 1.1 - VÖB-ZVD Processing GmbH Config Vendor Config ID Terminal Checksum 1S 14 EA32047401596F09467E86614332DFFECD4CEBAD 2OS = Windows XP Version 5.1 3OS = Windows 10 Version 10.0 EA32047401596F09467E86614332DFFECD4CEBAD EMVCo, LLC, […]

[…] So können sie maximal fünf Losgutscheine erwerben, die jeweils aus eine m 16 -stelligen Code bestehen (ähnlich zu Vouchern von anderen bekannten Marken ). Anschließend werden sie via SMS zur Online -Registrierung bei www.golotto.de geleitet. Die Losgutscheine können auf diese Weise einfach und bequem online ein gelöst werden . Alternativ können sie einen inaktiven […]

Aerial view of money transfer icon over cityscape for banking concept background.

Aerial view of money transfer icon over cityscape for banking concept background.

[…] Träger von Zahlungsinstrumenten am Point of Sale • Verschlüsselte Speicherung der personalisierten Sicherheitsmerkmale (Credentials) in Wallet Apps auf dem Device • Datenaustausch zwischen Wearable und POS-Terminal z.B. via NFC • Abwicklung über POS-Netze oder Mobile Payment Anbieter denkbar Payments und IoT MACHINEPAYMENTS 12 20.02.2019 | Maschinen als autonome Teilnehmer im Zahlungsverkehr • Verbrauchsabhängige Abrechnung […]

[…] the ‘Technical and Technical Documentation’ section, which will be expanded successively in the coming weeks. In addition, the focus is on converting the technical infrastructure: the connection via a new SFTP server will soon be supported by a standardised procedure with individual ticket management. The picture on the customer side is also mixed: According […]

[…] Number (NAN), technical information on availability is also stored. For this purpose, the URLs and their validity dates are maintained, under which a participant accepts verification requests via the EPC VoP API.   Access and use of the EDS Access to the EDS is provided via a web GUI or API provided by SWIFT. […]

[…] at INIT, adds: ‘Participating in the ECB project allows us to follow the development of digital payment solutions at close quarters. At the same time, we are contributing our experience from the mobility sector – an environment that is particularly well suited to evaluating new technologies with a view to their suitability for everyday use.’

[…] is precisely the key to a stable transition to productive operation. Complex data flows and individual usage patterns The daily data delivery by WM Datenservice – partly via intermediate providers – affects dozens of connected target systems in large banks. Particularly critical is the fact that master data flows not only into the back […]

[…] securities transactions must be concluded and settled no later than one day after trading. In August 2024, my colleagues Ulrike Uitz and Florian Sager wrote an over view article on the topic of T+1 in which they discussed the preparatory work for one of the key post-trading reforms in Europe – and formulated initial […]

Project Fontus: banks must maintain an over view By Marcus Heuser This article documents the current developments in the Fontus project of the WM Datenservice, which aims to modernise the delivery of master data for securities. Building on the efforts of the EDDy_neu project, Fontus aims to achieve a far-reaching revision and improvement of […]

[…] it. In addition, a web app was created that enables users to verify the IBAN credential in the wallet at their bank and to process all payments via the various SEPA schemes in the future: from classic SEPA direct debits to Instant Payments and the new Request-to-Pay payment method. Special attention was paid to […]

[…] conversion to a new system runs smoothly and without major interruptions by the end of 2026. Time is short: Set up Fontus projects now Keyword migration: In view of the experiences with EDDy_neu, it can be said that the banks must set up their Fontus projects now in order to fully exploit synergies of […]

[…] in Europe”, summarises the headline in the “Handelsblatt” news publication on the subject of shortening of the settlement cycle on the other side of the Atlantic. In view of the fact that local banks, brokers and custodians also hold securities accounts in US depositories – be it as domestic custody or on a securities […]

The topic of CESOP has now reached the executive management floor of German financial institutions. A few days before the deadline for the 1st and 2nd CESOP reporting scheduled for 31 July, many banks are struggling with home-grown problems...

[…] CESOP-Anwendungen der Zahlungsdienstleister werden. Genau das bewahrheitet sich jetzt: die meldepflichtigen Banken bekommen Fehler entlang der gesamten Prozesskette – von Datensammlung und -aggregation bis hin zur Übermittlung via „DIP“ – aufgezeigt.   Hier fünf ausgewählte Themenfelder, die bei den Projektteams aktuell für Kopfzerbrechen sorgen: Unterschätzte Komplexität: Die Datengrundlage für das CESOP-Reporting speist sich gerade […]

[…] payment service providers obligated to submit reports (in Germany)? And how can EU specifications still be fulfilled in a timely manner? This article provides a compact over view of answers to these questions. The start date for the record-keeping obligation, defined in the new EU specifications intended to fight VAT fraud, was 1 January […]

[…] the banking sector. For securities settlement (Withholding Tax Relief Modernisation Act ) and payment transactions (CESOP), data must be reported to the Federal Central Tax Office (BZSt) via newly created interfaces. With the CESOP Compliance Service, DPS has developed a customised reporting solution for banks, online marketplaces and other payment service providers (PSPs) to […]

[…] been reached here: the successful implementation of the IBAN credential in the SDI-X adapter. This is an open-technology IBAN credential platform that is compatible with common wallets via the SDI-X adapter and enables the secure exchange of user and contracting party data without third parties being able to see it. In a further step, […]

[…] be many millions of data records per reporting quarter. A technical assignment of transaction and payee is also required. These requirements cannot be met with technical workarounds via Excel or Access. In addition: For each CESOP report, there can be an unlimited number of responses from the BZSt and from CESOP itself. The need […]

[…] der Bank können dies viele Millionen Datensätze je Meldequartal sein. Auch muss eine fachliche Zuordnung von Transaktion und Payee (=Zahlungsempfänger) erfolgen. Diese Anforderungen sind mit technischen Workarounds via Excel oder Access nicht performant abzubilden. Hinzu kommt: Für jede CESOP-Meldungen kann es eine unbegrenzte Zahl von Rückmeldungen des BZSt und von CESOP selbst geben. Diese […]

[…] with known technical best practices.   Interested in our concept for addressing shortcut learning? Are you interested in our concept for addressing shortcut learning – especially in view of an AI law? In an initial, non-binding discussion, we will clarify together how DPS can support you. As a company/institution, you can also request the […]

[…] were also considered. DPS presented the development status of the SDI-X payment service at the meeting. This is an open-technology IBAN credential platform for all common wallets, via which user and contracting party data can be exchanged securely and without third parties being able to see it. „On the one hand, this ensures a […]

[…] so, DPS takes into account the fact that the financial institutions are already tied up in many ongoing projects with their regulatory expertise. If this internal re view determines that a reporting obligation exists, the following questions come into focus: What data must be reported to the BZSt or CESOP? Where can this data […]

[…] adequate solution. The motto of the Frankfurt Payments Network (FPN) event was „Payments – Quo vadis?“ and it took place for the ninth time. The DPS management has been involved in this independent association for experts from the payments industry for many years. You can view the slides of Joachim Dorschel’s German-language presentation here.  

The seventh amendment to the MaRisk adds an all new risk dimension with the topic of ESG, defining a framework of requirements for handling sustainability risks in the financial industry.

[…] back-office processing systems, in addition to the building society applications or securities transaction and payment systems are elementary for the operational business of the institutions. With a view to the timing of decommissioning – these systems need to run very stably and receive professional and trouble-free support during ongoing operations, during maintenance and during […]

With a view to sustainability and social responsibility, DPS is cooperating with the Martin Luther Parish in Hamburg Alsterdorf...

[…] particular, payment tracking, real-time payments and processing costs were named as critical points by the respondents. Joachim Dorschel, Managing Partner of DPS, commented as follows: “In our view, the study shows that it is worthwhile for banks with relevant corporate customer business to further develop their services for xBorder payments. Ripple & Co. are […]

In July, DPS Engineering GmbH’s eCMS client was successfully EMVCo recertified for the operating system versions Windows 10, Windows 7, Windows XP, with validity until August 2025.

The Internet of Things – what is it and what numbers are we talking about? The Internet of Things (IoT) is a network of physical objects and appliances that use various technologies (sensors, software etc.) to connect with each other over the internet

The Internet of Things – what is it and what numbers are we talking about? The Internet of Things (IoT) is a network of physical objects and appliances that use various technologies (sensors, software etc.) to connect with each other over the internet

In May 2020 Ripple announced that it has become part of the ISO 20022 Standards Body – a multi-part International Standard, set to replace SWIFTs current MT messages and aimed at a single standardised approach to be used by all financial standards initiatives.

In May 2020 Ripple announced that it has become part of the ISO 20022 Standards Body – a multi-part International Standard, set to replace SWIFTs current MT messages and aimed at a single standardised approach (methodology, process, repository) to be used by all financial standards initiatives.

In several articles, we aim to contribute to this differentiated debate by asking what potential “programmable money” holds for payment transactions in all their facets.

Das Magazin Focus hat in Kooperation mit dem Bewertungsportal Kununu auf Basis einer unabhängigen Datenerhebung die Top-Arbeitgeber im Mittelstand ermittelt. Als Datenbasis dienten rund 900.000 Unternehmensprofile.

[…] Projekte im Finanzwesen, von der Analyse und Konzeption über die Implementierung bis hin zur Produktivsetzung des IT-Systems. Wir bieten Dir ein erzeugendes Gesamtpaket aus attraktivew Gehalt und Top-Karriereentwicklungschancen. Weiter Infos zu unseren Beneftis findest Du auf dieser Seite. Wir haben Dein Interesse geweckt? Wir freuen uns, Dich kennenzulernen!   Hier kannst Du Dich direkt […]

[…] Migration projects, mass conversions, data centre consulting, special skills Send us your contact details. We will be happy to get back to you. Contact We look forward to receiving your online application via our career portal. If you have any further questions about our application process, please do not hesitate to contact our HR team.

[…] free drinks Optimally networked Cooperation with research institutions and universities It pays to pass the word Attractive employee recruitment programme And last but not least Shopping advantages via corporate benefits & birthday gifts Vacancies We use the services of our partner softgarden for job postings and applications. You can find information about the processing […]

[…] cooperates with FZI Forschungszentrum Informatik in projects or with respect to fundamental technological issues. FZI is an independant foundation. Since more that 35 years FZI stands for top-level applied science in IT and its fields of application. Center for Financial Studies DPS is a member of the Gesellschaft für Kapitalmarktforschung e.V., which is the […]

[…] European economy. DPS and INIT are among the companies involved and are contributing their expertise to a project that is particularly relevant to everyday life: ‘Conditional Payments via TapNGo’ in public transport. SDIKA – Sichere Digitale Identitäten Karlsruhe SDIKA is one of four showcase projects funded by the German Federal Ministry for Economic Affairs […]

[…] EMVCo All terminal devices such as ATMs, recyclers and retail cash systems are EMVCo certified. We regularly carry out the necessary function tests in the test lab of VÖB ZVD Processing. The required level 2 function test is the valid proof of a process relevant software implementation. EcoVadis DPS’s sustainability efforts have been recognised by […]

[…] disposal in case of requests for the disclosure of information, suggestions or complaints.Our data privacy officer is Ms Laura L. Stoll, B.Sc.You can reach her at datenschutzbeauftragter@dps.de or via our postal address, with the addition of “personal/confidential, attention: data privacy officer”.   2. Personal data Personal data denotes any information relating to an identified or […]

[…] partner – softgarden – for applications. Information about the processing of your personal data in the application procedure can be found here. Vacancies Contact We look forward to receiving your online application via our career portal. If you have any further questions about our application process, please do not hesitate to contact our HR team.

[…] partner – softgarden – for applications. Information about the processing of your personal data in the application procedure can be found here. Vacancies Contact We look forward to receiving your online application via our career portal. If you have any further questions about our application process, please do not hesitate to contact our HR team.

[…] mit starken Partnern aus der europäischen Wirtschaft. DPS und INIT gehören zu den beteiligten Unternehmen und bringen ihre Expertise in ein besonders alltagsnahes Projekt ein: „Conditional Payments via TapNGo“ im öffentlichen Nahverkehr. SDIKA – Sichere Digitale Identitäten Karlsruhe SDIKA ist eines von vier durch das Bundesministerium für Wirtschaft und Klimaschutz geförderten Schaufensterprojekten zum Thema […]

[…] Die Detailinformationen hierzu finden Sie auf der Homepage der Deutschen Kreditwirtschaft. EMVCo Alle Endgeräte wie Geldautomaten, Recycler und Retail-Cash-Systeme sind EMVCo zertifiziert. Die dafür notwendigen Funktionstests führen wir regelmäßig im Testlabor der VÖB-ZVD Processing durch. Der dafür notwendige Level 2 Funktionstest ist der valide Nachweis für eine verfahrensgerechte Software-Implementierung. EcoVadis Die Anstrengungen von DPS in Sachen Nachhaltigkeit wurden von EcoVadis […]

[…] data between a wide variety of specialised procedures, portals, financial procedures, DMS and e-file systems. By means of generic interfaces and data formats, any standardised and proprietary structures can be adapted via simple customising. What can we do for you? Do you have questions on our Smart Government Suite? Please feel free to contact us.

[…] processing without having to type the application content into specialist procedures. The result is an XÖV-compliant data set that can be processed in the same way and via the same process as a digital application. Paper forms can thus become part of the digital process. You can find all information about the Smart Forms […]

[…] does not have to be the case. ECMS MONITORING SERVICES The operation of the terminal devices is supported by the eCMS monitoring services for secure production operation via a distinctive monitoring and configuration management approach. The monitoring services essentially cover the following features: Central journalisation of all business and technical incidents Central configuration and […]

[…] existing specialist silos. In contrast, a digitised production of the banking business and open banking built on the principles of digital ecosystems require holistic solutions, an end-to-end view of products and processes and consistent customer focus. Here, we offer our clients a comprehensive technical and professional understanding that encompasses evolved structures and systems, as […]