[…] - Qualification data (cover letter, curriculum vitae, previous activities, professional qualifications) - Qualification) - (Work) references and certificates (performance data, assessment data, etc.) Other information: - Publicly accessible, job -related data, such as a profile with professional social media networks - Voluntary information, such as an application photo, information on a disability or other […]

[…] aus rund zwei Dutzend Nationen in einem lebendigen, produktiven und motivierenden Arbeitsumfeld. Das Arbeitgeber-Bewertungsportal kununu listet DPS nicht nur als eine von den BeschГ¤f- tigten empfohlene В» Top CompanyВ«, sondern auch als ein besonders aufgeschlossenes und chancen reiches Unternehmen вЂ" als В»Open CompanyВ«. Die Orga ni sation HochschulprakВ­ tikum zeichnet uns als FAIR Company […]

[…] 30, 2021 Eiffestrasse 78 DPS Engineering GmbH Guenter Reich DPS eCMS Client EMV.DLL Version 1.75.0 Hamburg D-20537 Keba Rondo 4cashcycle+ 1OS = Windows 7 Version 6.1 04- Aug-2025 Re: Approval Number(s): EMV Application Kernel: The EMV Application Kernel has been tested on the following terminal Operating System: Terminal: PinPad: Report ID Configuration Checksum: EMVCo […]

[…] werden. 3 Rechte und Rollen : DPM verfügt über ein modernes Rechte- und Rollenkonzept, über welches sich Erfassungs- und Freigabeprozesse dynamisch abbilden lassen. Es existieren Schnittstellen zum Active Directory von Microsoft und zu marktgängigen IAM-Tools. Komplexere Sourcing-Prozesse erfordern häufig die Mitwirkung unterschiedlicher Stakeholder innerhalb des Instituts. Dies können Prüfungen, Genehmigungen, Stellung- nahmen oder bloße […]

[…] the European digitalisation agenda. With the entry into force of eIDAS 2.0 and the planned provision of national wallets by 2026, as well as the subsequent mandatory acceptance by regulated services, the topic is increasingly moving into operational implementation. DPS is intensively engaged with the EUDI topic – particularly in light of our self-service […]

[…] working environment and the variety of projects in the payments area at DPS, you can find an insight on our landing page for payment professionals. We also actively share our specialist knowledge externally – for example, via our information page on ISO 20022. Instant Payments The Payments Revolution: Instant Payments and the Future of […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

[…] structures, operating environments, and database technology. We capture functional requirements with profound technical understanding. When selecting technologies and developing architectures, future-proofing, testability, maintainability, and integration are our top priorities. Adhering to established rules for secure and clean coding and our customers’ programming standards is a matter of course for us. DPS’s service portfolio covers […]

[…] not only shortens settlement cycles. It also condenses the entire post-trade chain – from end-of-day netting to matching & confirmation to final book entry on the securities account side. In practice, this means that trading hours are extended and processing times are shortened. End-of-day processing as a critical path The processing and batch times […]

[…] that later specifications of use cases can be integrated without calling existing solutions into question. Thank you very much for the interview, Steffen!   Note: Back in August 2025, Steffen Grenzheuser provided a detailed overview of the upcoming changes in the area of payment transaction complaints as a result of ISO 20022. You can […]

DPS strengthens its key account management with two experienced industry experts DPS is further expanding its sales market presence and welcomes Alexander Bender and René Henke, two proven sales experts who each have more than two decades of experience at the interface between financial services and IT. Both bring in-depth industry knowledge and many […]

[…] clear technical approach is needed: automation, real-time data and harmonised interfaces are the prerequisites for mastering dependencies in the interaction between securities and FX settlement.   Conclusion: actively manage dependencies The multitude of dependencies can seem overwhelming – and that is precisely where the danger lies. Those who limit T+1 to their own project […]

Digital euro: banks in the spotlight of interoperability and integration What banks should know now about architecture, regulations and market acceptance By Steffen Grenzheuser Preparations for the Digital Euro are continuing to progress. In its third progress report, published in summer 2025, the European Central Bank (ECB) provided specific insights into the design. At […]

[…] positioniert Banken und andere Zahlungsdienstleister als zentrale Intermediäre. Über dedizierte API-Schichten stellen sie Services für Transaktions- und Liquiditätsmanagement, Onboarding, Nutzerverwaltung sowie Konfliktlösung bereit. Über den Digital Euro Access Gateway erfolgt die Anbindung an das Eurosystem. Dort werden u. a. Settlement, Alias- und Onboarding-Services, Fraud-Management sowie Tokenisation abgewickelt. Finanzinstitute werden damit nicht nur zu Verteilstellen […]

Cross-border instant payments is one of the key topics at Sibos 2025 in Frankfurt. Michael Steinbach, President of the Frankfurt Payments Network (FPN), talks to Tobias Dieterich (DPS) about the current status and next steps...

[…] iterativen Schritten zu gestalten, die Flexibilität für Anpassungen bieten. Agile Elemente wie Sprints und Backlogs ermöglichen es, auf neue Anforderungen zu reagieren, ohne das Gesamtbild aus den Augen zu verlieren.  Das Scoping liefert damit nicht nur eine Momentaufnahme, sondern schafft die Grundlage für ein belastbares und zugleich adaptierbares Projektmodell, das bis zum Go-Live 2027 […]

[…] distribution via the eCMS Suite. Particular attention was paid to the barrier-free design of the user interface. The implementation was based on the requirements of the Barrier-Free Access Act (BFSG), which will set new standards for access to digital services in the future. With this step, the major bank is strengthening its cash infrastructure […]

Anyone who is newly licensed as a payment service provider, for example under a ZAG licence in accordance with Section 1 (1) ZAG, has a lot to consider: technical setup, customer onboarding, initial transactions.

[…] made a clear leap forward in performance: with 65 points, it has not only achieved the best score in the company’s history, but is also among the top 24% of companies for the first time – awarded the bronze medal. The EcoVadis score is based on a comprehensive assessment in the areas of environment, […]

[…] 2025 durch EcoVadis erzielt DPS einen klaren Leistungssprung: Mit 65 Punkten wird nicht nur der bislang beste Wert der Unternehmensgeschichte erreicht, DPS gehört auch erstmals zu den Top 24 % der Unternehmen – ausgezeichnet mit der Bronzemedaille. Der EcoVadis-Score basiert auf einer umfassenden Bewertung in den Bereichen Umwelt, Arbeits- und Menschenrechte, Ethik sowie nachhaltige Beschaffung. […]

[…] Hand dabei, digitale Transformationsvorhaben technisch zu realisieren. Der neue Consulting-Bereich für den Public Sector fasst nun auch die notwendigen Veränderungen auf der Management-, Prozess- und Organisationsebene ins Auge, ohne die Digitalisierung oft nicht die gewünschten Effekte erzielt. Im Mittelpunkt steht ein ganzheitlicher Beratungsansatz, der den besonderen Anforderungen öffentlicher Institutionen gerecht wird. Alle Leistungen werden […]

[…] the interoperability of payment service providers within the API-based Verification of Payee (VoP) framework – and, in the future, also for SEPA Request-to-Pay (SRTP) and SEPA Payment Account Access (SPAA). The European Payments Council (EPC) published the basis for the logical data model at the end of February 2025. Below we provide a concise […]

[…] Verzeichnisdienst dient der Identifikation und Interoperabilität von Zahlungsdienstleistern im Rahmen des API-basierten Verification of Payee (VoP)-Regelwerks – und perspektivisch auch für SEPA Request-to-Pay (SRTP) sowie SEPA Payment Account Access (SPAA). Die Grundlagen für das logische Datenmodell hatte der European Payments Council (EPC) bereits Ende Februar 2025 publiziert. Hier folgend geben wir einen kompakten Überblick […]

[…] from all institutions involved. T+1 stands for the settlement period. In future, securities transactions must be concluded and settled no later than one day after trading. In August 2024, my colleagues Ulrike Uitz and Florian Sager wrote an overview article on the topic of T+1 in which they discussed the preparatory work for one […]

[…] so that a complete conversion may not be practical if necessary. Not suitable: Trading segment data and trading venue data, as no fields are brought forward here according to current planning.   2) Comparison with the data from the previous project EDDy_neu and mapping Another important aspect is the alignment with the fields already […]

[…] in full, in addition to the existing employer subsidy. This decision is part of a comprehensive commitment to sustainability and environmentally friendly mobility. The DPS Group is actively committed to protecting the environment and promoting sustainable practices. This includes measures to reduce CO2 emissions, promote renewable energies and support environmentally friendly means of transportation. […]

[…] von Zahlungsprozessen umgesetzt. Ein Beispiel dafür ist die Entwicklung von barrierefreien SB-Terminals für eine österreichische Großbank. Interessanterweise ist Österreich bei der Umsetzung der EU-Richtlinie zur Barrierefreiheit (European Accessibility Act, kurz: EAA) (EU) 2019/882 bereits zeitlich voraus und dient als Vorbild für viele Länder, darunter auch Deutschland. Fazit Die Umsetzung von Instant Payments in Kombination […]

[…] order to fully exploit synergies of the new coordination process between WM and data providers and complete the migration on time before the planned go-live in Q3/2026. According to the current plan, the migration preparation of external WM customers should begin in Q3/2025. Expected timeline for migration preparation according to WM Datenservice – Fontus […]

[…] achieving optimal political and economic framework conditions for the information and telecommunications industry and promotes the digital transformation. “Our membership of bitkom e.V. underlines our commitment to actively shaping digitalisation in Germany and further expanding our innovative strength,” says Joachim Dorschel, Managing Partner at DPS. “Our customers benefit directly from our networking and the […]

The topic of CESOP has now reached the executive management floor of German financial institutions. A few days before the deadline for the 1st and 2nd CESOP reporting scheduled for 31 July, many banks are struggling with home-grown problems...

[…] müssen riesige Datenmengen rückwirkend mehrfach korrigiert werden; notwendige Löschmeldungen können nur mit großem Aufwand erzeugt werden, u.v.m. Nach unserer Beobachtung sind gerade größere Banken mit auf MS Access basierenden Eigenlösungen nicht zukunftssicher aufgestellt. Der CESOP Compliance Service von DPS kann hier mit seinem übersichtlichen Dashboard Abhilfe schaffen. Sonderfälle und CESOP-Änderungen treiben Aufwand: In Produktion […]

[…] directives, implemented in Germany in the Platform Tax Transparency Act (PStTG) and Section 22g of the Value Added Tax Act, respectively, are the first to pursue the concept of checking the tax honesty of market participants by accessing individual transaction data. The digital edition of “ibi insights” can be downloaded here free of charge.  

[…] achieving a correct connection to core banking systems, through which customer data with tax IDs must be delivered. Other challenges include combining different payment methods and cross- account aggregation. Other banks have already completed their preparations and are using the BZSt’s testing environment, which has now been reliably available since early April. Tobias Münsterberg, […]

[…] Meldung je nach Antwort der Steuerbehörde ganz oder teilweise zu korrigieren und ggf. erneut zu versenden. Gerade die Finanzinstitute, die bislang auf Eigenlösungen (z.B. über Excel und Access) setzen, dürften dann mit aufwändigen Nacharbeiten konfrontiert sein. Die notwendige händische Bearbeitung von Einzeltransaktionen kann hier beträchtliche Personalressourcen binden.   Weitere Informationen zu den CESOP Meldepflichten […]

As part of the vdb Forum 2024, Joachim Dorschel, Managing Partner at DPS, shed light on the professional and technical challenges involved in implementing the EU reporting obligations to combat VAT fraud (CESOP).

[…] on 19 March 2024. It came into force 20 days later. From then on, PSPs had 9 months to be passively reachable and 18 months for the active connection and IBAN name verification. The necessary changes cover all relevant areas of SEPA payment transactions Input channels Institutions participating in SEPA payment transactions must provide […]

[…] week, the tax authority published the “DIP” (Digitaler Posteingang – Digital Incoming Mail) interface for the receipt of notifications. → CESOP can be solved with Excel and Access Needless to say, Office tools can also be used to select data that is based on certain criteria. The same applies to generating XML files. However: […]

[…] Kulanz zeigen. Erst letzte Woche hat die Steuerbehörde mit der „DIP“ (Digitaler Posteingang) die Schnittstelle für den Eingang der Meldungen veröffentlicht. → CESOP kann mit Excel und Access gelöst werden Natürlich lassen sich Daten nach bestimmten Kriterien auch mit Office-Tools selektieren. Gleiches gilt für das Erzeugen von XML-Dateien. Aber: für CESOP müssen Einzeltranskationen verarbeitet […]

[…] Electronic System of Payment Information (CESOP). As one of the initial providers, DPS has now designed a complete solution for the implementation of the EU Directive to combat VAT fraud with the CESOP Compliance Service, and is currently implementing it with a “first mover customer”. We caught up with project manager, Tobias Münsterberg, to […]

[…] Tax Office (BZSt) on a quarterly basis. This is based on an amendment to the VAT System Directive, which stipulates additional obligations for payment service providers to combat VAT fraud. The information transmitted is collected in the Central Electronic System of Payment Information (CESOP). The tax authorities of the EU member states can then […]

The seventh amendment to the MaRisk adds an all new risk dimension with the topic of ESG, defining a framework of requirements for handling sustainability risks in the financial industry.

[…] Commission in April 2022. Numerous requirements in terms of content and structuring regarding the SFDR came into force on 1 January 2023. The new regulations will be actively implemented for the first time in 2023. By 30 June 2023, financial companies must also declare the extent to which investment decisions have an adverse impact […]

[…] in Germany that voluntarily publish the DNK report on corporate sustainability. For the first time, extensive information on our company’s sustainability performance is available in the publicly accessible database. These are based on the GRI standards for the key ESG indicators, which enables direct comparisons to be made with other companies. DPS is committed […]

The focus of the 4th edition of the German-language videocast "Digitale Verwaltung um 11" is the topic of sustainability in local government.

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

For the second year in a row, DPS has celebrated the holiday season with an online Christmas game, which was once again a resounding success. Thanks to the active participation of our business partners, we have been able to round out the donation amount to 30,000 EUR.

Online access, now also “offline”: The Online Access Act (OZG) currently ensures that ever more administrative services are also available online for citizens.

In July, DPS Engineering GmbH’s eCMS client was successfully EMVCo recertified for the operating system versions Windows 10, Windows 7, Windows XP, with validity until August 2025.

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

Das Magazin Focus hat in Kooperation mit dem Bewertungsportal Kununu auf Basis einer unabhängigen Datenerhebung die Top-Arbeitgeber im Mittelstand ermittelt. Als Datenbasis dienten rund 900.000 Unternehmensprofile.

[…] Projekte im Finanzwesen, von der Analyse und Konzeption über die Implementierung bis hin zur Produktivsetzung des IT-Systems. Wir bieten Dir ein erzeugendes Gesamtpaket aus attraktivew Gehalt und Top-Karriereentwicklungschancen. Weiter Infos zu unseren Beneftis findest Du auf dieser Seite. Wir haben Dein Interesse geweckt? Wir freuen uns, Dich kennenzulernen!   Hier kannst Du Dich direkt […]

Working at DPS At DPS you can expect expert colleagues, an open-door policy, easy access to management and a pleasant working environment. Our sustainable business model opens up exciting career prospects for you to explore. DPS has offices in Hamburg, Stuttgart, Frankfurt and Berlin. For these four locations, we are constantly looking for motivated […]

[…] cooperates with FZI Forschungszentrum Informatik in projects or with respect to fundamental technological issues. FZI is an independant foundation. Since more that 35 years FZI stands for top-level applied science in IT and its fields of application. Center for Financial Studies DPS is a member of the Gesellschaft für Kapitalmarktforschung e.V., which is the […]

[…] SDIKA – Sichere Digitale Identitäten Karlsruhe SDIKA is one of four showcase projects funded by the German Federal Ministry for Economic Affairs and Climate Protection on the topic of Self-Sovereign Identities (SSI). The aim of the project is to realise wide-ranging, cross-use-case identities in open ecosystems. As part of the project, DPS developed an […]

[…] outstanding factor of success for the business location of Germany” (BMBF, 2017). Dual vocational training in Germany at this high level would not be possible without businesses actively and competently engaged in the implementation of dual vocational training. We have been training young professionals in our company for over 10 years, hence we will […]

[…] modernisation of the hardware infrastructure in favour of more economical devices are the most important elements for an IT and consulting company. Do you have questions about these topics? Feel free to contact us! Do you have any questions or suggestions regarding DPS’s commitment to sustainability? Please use our contact form. Get in touch now

[…] projects in the area of self-service for various major banks. She has been a partner in the DPS Group since 2023. Andreas Kleiner Partner Andreas Kleiner is Account Manager and Partner of the DPS Group. After completing his studies in Stuttgart, Andreas Kleiner worked for a private bank for four years, gaining extensive insight […]

[…] With its focus on Solutions, Application Management, Products and Consulting, the DPS Group has been closely associated with its clients for more than 35 years. DPS is active throughout Europe. Excellent technical equipment and good transport connections at the Hamburg, Frankfurt, Stuttgart and Berlin locations allow efficient project work both onsite and remotely. Do […]

[…] technologies, methods and business models and adapting these to its own field of activity. The current projects can be found here. Do you have questions about these topics? Feel free to contact us! Do you have any questions or suggestions regarding DPS’s commitment to research and development? Please use our contact form. Get in […]

[…] to an identified or identifiable natural person, e.g. name, address, e-mail addresses, user behaviour. We have taken extensive technical and operational precautions to protect your data from accidental or deliberate manipulation, loss, destruction, or access by unauthorised persons. Our security procedures are reviewed at regular intervals and adapted to technological progress.   3. Data […]

[…] joint research question based on your work. DPS Innovations also offers exciting bachelor’s and master’s theses – here you will have the opportunity to deal with novel topics such as use cases for the application of blockchain and distributed ledger technologies as well as payment solutions for the Internet of Things (IoT/IoP) in a […]

[…] as a Service (SaaS) of als on-premise oplossing. Dankzij standaardisatie is aansluiting in slechts enkele weken mogelijk. Onze software bespaart u tijd en middelen. Complexe Excel- en Access-oplossingen behoren tot het verleden. Het middelpunt van het product is een duidelijk dashboard dat intuïtief de status van het CESOP-rapport en de bijbehorende werkstappen weergeeft; een […]

[…] VAT fraud Our software solution at a glance The CESOP Compliance Service ensures timely and legally compliant implementation of the reporting requirements for payment service providers in accordance with the VAT acts. The implementation of the Central Electronic System of Payment Information (CESOP) marked a paradigm shift in payments: for the first time, reporting […]

[…] Service (SaaS) oder als On-Premise-Lösung bereit. Dank Standardisierung ist eine Anbindung in nur wenigen Wochen möglich. Mit unserer Software sparen Sie Zeit und Ressourcen. Aufwändige Excel- und Access-Lösungen gehören der Vergangenheit an. Kernstück des Produkts ist ein übersichtliches Dashboard, das den Status des ESZB Reports sowie die damit verbundenen Arbeitsschritte intuitiv darstellt; einen Überblick […]

[…] Service (SaaS) oder als On-Premise-Lösung bereit. Dank Standardisierung ist eine Anbindung in nur wenigen Wochen möglich. Mit unserer Software sparen Sie Zeit und Ressourcen. Aufwändige Excel- und Access-Lösungen gehören der Vergangenheit an. Kernstück des Produkts ist ein übersichtliches Dashboard, das den Status des PStTG Reports sowie die damit verbundenen Arbeitsschritte intuitiv darstellt; einen Überblick […]

[…] den CESOP Compliance Service als SaaS oder On-Premise bereit. Durch Standardisierung gelingt die Anbindung in wenigen Wochen. Die Software reduziert manuelle Aufwände erheblich – komplexe Excel- oder Access-Lösungen entfallen vollständig. Das zentrale Dashboard bietet einen klaren Überblick über Status und Arbeitsschritte des CESOP-Reports, den Import inklusive maschineller Prüfungen (z. B. Doppelverarbeitungen), die Verwaltung von […]

Technology The Amt-O-Mat makes municipalities more digital Access to public administration is becoming easier – and more digital. To promote the use of digital services, banks have been using self-service terminals with DPS software for many years. This technology has been further developed to meet the needs of public administration and supports municipalities in […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

[…] the same time, the public sector faces particular challenges: a profound modernization backlog, limited human and professional resources, and new legal requirements – for example, the Online Access Act (Onlinezugangsgesetz) or Section 2b of the German Value Added Tax Act (UStG). In addition, citizens’ expectations for transparency, participation, and digital services are rising, while […]

[…] 19 March 2024. 20 days later it came into force. From then on, payment institutions had 9 months to be passively available and 18 months to be actively connected and check the IBAN name (verification of payee). You can also read our blog post: Instant Payments: Between regulatory costs and new business models. The […]

[…] important than ever. However, in order to support existing projects, networks and activities, there is often no central place where knowledge can be collected digitally and easily accessible for all actors, ideas can be exchanged and publicised in a large format. To close this gap, we have developed a concept for community building. Stuttgart […]

[…] the people involved. In our eGovernment projects, we combine professional, legal and technical expertise, in order to create holistic and sustainable solutions with our clients that are accepted by employees and citizens alike. ONLINE ACCESS ACT (OZG) The Online Access Act (OZG) obliges the administration to offer a large number of its essential services […]