[…] personenbezogener Daten: - Vorname, Nachname - Adresse - Kommunikationsdaten (Telefon, E -Mail -Adresse) - Vertragsstammdaten, insbesondere Vertragsnummer, Laufzeit, Kündigungsfrist, Art des Vertrags - Rechnungsdaten/Umsatzdaten - Zahlungsdaten/Kontoinformationen - Account -Informationen, insbesondere Registrierung und Logins - Video - oder Bildaufnahmen 4. Aus welchen Quellen stammen die Daten? Wir verarbeiten personenbezogene Daten, die wir von unseren Kunden, […]

Certificate Standard ISO/IEC 27001:2022 Certificate Registr. No. 01 153 1500991 Certificate Holder: DPS Engineering GmbH Eiffestr. 78 20537 Hamburg Germany Scope: • Product Development and Support • Application Management Services • Customized Development • IT Infrastructure at the Hamburg location SoA: Statement of Applicability V2.0 dated 12.02.2025 Proof has been furnished by means of […]

Zertifikat Prüfungsnorm ISO/IEC 27001:2022 Zertifikat -Registrier -Nr. 01 153 1500991 Unternehmen: DPS Engineering GmbH Eiffestr. 78 20537 Hamburg Deutschland Geltungsbereich: • Product Development and Support • Application Management Services • Customized Development • IT Infrastructure am Standort Hamburg SoA: Erklärung_zur_Anwendbarkeit V2.0 vom 12.02.2025 Durch ein Audit wurde der Nachweis erbracht, dass die Forderungen der […]

[…] die Steuerbehörde UI für Korrektur und Wiedervorlage - möglichkeit The CESOP Compliance Service ensures the timely and legally compliant implementation of the reporting requirements of PSPs in accordance with the VAT Acts. With the implementation of the Central Electronic System of Payment Information (CESOP), reporting obligations are being introduced for the first time on […]

[…] - Qualification data (cover letter, curriculum vitae, previous activities, professional qualifications) - Qualification) - (Work) references and certificates (performance data, assessment data, etc.) Other information: - Publicly accessible, job -related data, such as a profile with professional social media networks - Voluntary information, such as an application photo, information on a disability or other […]

[…] die Steuerbehörde UI für Korrektur und Wiedervorlage - möglichkeit The CESOP Compliance Service ensures the timely and legally compliant implementation of the reporting requirements of PSPs in accordance with the VAT Acts. With the implementation of the Central Electronic System of Payment Information (CESOP), reporting obligations are being introduced for the first time on […]

[…] auf den nГ¤chsten Seiten mehr Гјber unsere Kompetenzen und Leistungen. Und sprechen Sie uns immer gerne an, wenn Sie Fragen haben oder konkrete UnterstГјtzung benГ¶tigen. ISAE 3402 ISO 27001 Datenschutz von TГњV Rheinland zertifiziert PCI PA/DSS Deutsche Kreditwirtschaft Zertifizierung gemäß GA-Vereinbarung EMVCo Handelskammer Hamburg Zertifizierter Ausbildungs- betrieb DPS: ERFOLGSFAKTOR SEIT 1989. Erfolgreiche Partnerschaften brauchen […]

[…] Service punkten Die SWIFT-Organisation arbeitet bereits seit einigen Jahren an der Weiterentwicklung ihrer Infrastruktur. Im Zuge dessen werden die Formate für den Nachrichtenaustausch weltweit auf den XML-basierten ISO 20022-Standard umgestellt. SWIFT hat mit der Guideline „CBPR+" verbindliche Vorgaben veröffent - licht. Durch den Service „global payments innovation", kurz SWIFT gpi, sollen eine schnellere Transaktionsabwicklung, […]

[…] Systems, Version 4.3 of November 2011. Please note that EMVCo makes certain logos available for use in connection with an Application that has received EMVCo approval. To obtain permission to use the "EMV Approved" certification mark, please contact EMVCo to request a license agreement. EMVCo, LLC, c/o Smart Consulting - 16 place Emile Zola […]

Zertifikat Prüfungsnorm ISO/IEC 27001:2013 Zertifikat-Registrier-Nr. 01 153 1500991 Unternehmen: DPS Engineering GmbH Eiffestr. 78 20537 Hamburg Deutschland Geltungsbereich:  Product Development and Support  Application Management Services  Customized Development  IT Infrastructure Statement of Applicability (SoA): ISMS06_Erklärung_zur_Anwendbarkeit V1.7 vom 09.08.2 021 Durch ein Audit wurde der Nachweis erbracht, dass d ie Forderungen der […]

ISO20022 IM ZAHLUNGSVERKEHR SWIFT ISO 20022: Lösungen zur „Coexistence Phase" Die Zeit drängt: ISO20022 wird zum De-Facto-Standard des internationalen Zahlungsverkehrs. In seiner Migration Consultant Study zu ISO20022 vom April 2018 stellt SWIFT unmissverständlich dar, dass ab Ende 2021 Cross-Border und High Value Payments auf ISO20022 (MX) migriert werden: „The major switch to ISO20022 […]

[…] in public spaces (e.g., parking management), the DPS eCMS suite is being prepared for additional use cases for controlling IoT devices. Detailed information about the eCMS suite Accessibility From June 28, 2025, the Accessibility Strengthening Act (BFSG) will require banks to make digital services such as payment processes accessible. DPS supports implementation – for […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

[…] structures, operating environments, and database technology. We capture functional requirements with profound technical understanding. When selecting technologies and developing architectures, future-proofing, testability, maintainability, and integration are our top priorities. Adhering to established rules for secure and clean coding and our customers’ programming standards is a matter of course for us. DPS’s service portfolio covers […]

[…] mobile digital wallet communicated with the ECB’s simulated backend via the provided TapNGo ticketing solution using standardised REST APIs. All objects – from transactions to wallets to accounts – were mapped in UUID v4 structures. This setup made it possible to test different payment scenarios such as P2B, P2P and B2P in a realistic […]

[…] mobile Digital Wallet mit dem von der EZB simulierten Backend über die bereitgestellte Ticketing-Solution TapNGo. Dabei wurden sämtliche Objekte – von Transaktionen über Wallets bis hin zu Accounts – in UUID v4-Strukturen abgebildet. Dieses Setup ermöglichte es, unterschiedliche Zahlungsszenarien wie P2B, P2P und B2P realitätsnah zu testen und die damit verbundenen Abläufe – etwa […]

[…] test: can dependencies between markets, infrastructures and regulations be coordinated in such a way that an efficient overall process is created?   Standards as a connecting link: ISO 20022 One of the biggest levers is the standardisation of data and process communication. ISO 20022 has been considered the standard of the future for years […]

[…] sind. T+1 wird damit zu einem Lackmustest: Gelingt es, Abhängigkeiten zwischen Märkten, Infrastrukturen und Regularien so zu koordinieren, dass ein effizienter Gesamtprozess entsteht?   Standards als Bindeglied: ISO 20022  Eine der größten Stellschrauben ist die Standardisierung der Daten- und Prozesskommunikation. ISO 20022 gilt seit Jahren als zukünftiger Standard – reichhaltiger in den Daten, besser […]

[…] articles This introductory article is the starting point for an ongoing series. As soon as the specialist articles are published, the links will be included here: Technology: ISO 20022 and API interfaces as the basis for technical implementation. We show how financial institutions need to adapt their existing systems to the new messaging standards […]

[…] diesem Beitrag verknüpft ist.   Weiterführende Fachartikel Dieser einleitende Artikel bildet den Ausgangspunkt einer fortlaufenden Serie. Sobald die Fachartikel veröffentlicht sind, werden die Links hier eingebunden: Technologie:  ISO 20022 und API-Schnittstellen als Basis der technischen Umsetzung. Wir zeigen, wie Finanzinstitute ihre bestehenden Systeme an die neuen Nachrichtenstandards anpassen müssen und welche Rolle robuste API-Architekturen […]

Cross-border instant payments is one of the key topics at Sibos 2025 in Frankfurt. Michael Steinbach, President of the Frankfurt Payments Network (FPN), talks to Tobias Dieterich (DPS) about the current status and next steps...

[…] Schritte: von BIZ Project Nexus und regionalen Interlinking-Initiativen bis zu europäischen Infrastrukturen wie TIPS und dem Zusammenspiel mit SWIFT. Im Fokus stehen die Bedeutung der Standardisierung mit ISO 20022, praktische Interoperabilität über Währungsräume hinweg sowie die Modernisierung gewachsener Legacy-IT für 24/7-Betrieb und Echtzeit-Compliance. Konkrete Empfehlungen zeigen, was Institute jetzt priorisieren sollten. Herr Steinbach, warum […]

[…] 2024, ESMA already emphasised that T+1 can only be realised with full automation of the post-trade area and on the basis of international messaging standards. This makes ISO 20022 the de facto binding standard for securities settlement – a point that further emphasises the technical dimension of scoping. Technical bottlenecks also play a role. […]

[…] Verkürzung des Abwicklungszyklus im November 2024 hat die ESMA betont, dass T+1 nur mit vollständiger Automatisierung des Post-Trade-Bereichs und auf Basis internationaler Messaging-Standards realisierbar ist. Damit ist ISO 20022 de facto als verbindlicher Standard für die Wertpapierabwicklung gesetzt – ein Punkt, der die technische Dimension des Scopings nochmals verstärkt.  Auch technische Engpässe spielen eine […]

[…] – and at the same time the opportunity to closely coordinate both projects. Planning UNO and T+1 together This makes it clear that UNO is not an isolated infrastructure project, but rather an opportunity for banks to set up their own T+1 preparations more efficiently. The upcoming migrations will force far-reaching adjustments anyway – […]

[…] distribution via the eCMS Suite. Particular attention was paid to the barrier-free design of the user interface. The implementation was based on the requirements of the Barrier-Free Access Act (BFSG), which will set new standards for access to digital services in the future. With this step, the major bank is strengthening its cash infrastructure […]

According to the official roadmap, the coexistence phase of MT and ISO 20022 messages in cross-border payments at SWIFT will end on 22 November 2025.

Am 22. November 2025 endet – so zumindest der offizielle Fahrplan – die Koexistenzphase von MT- und ISO 20022-Nachrichten im grenzüberschreitenden Zahlungsverkehr bei SWIFT.

The transition to ISO 20022 also affects institutions with xBorder services – new deadlines, new formats, new effort.

Die Umstellung auf ISO 20022 betrifft auch Institute mit AZV-Services – neue Fristen, neue Formate, neuer Aufwand.

Anyone who is newly licensed as a payment service provider, for example under a ZAG licence in accordance with Section 1 (1) ZAG, has a lot to consider: technical setup, customer onboarding, initial transactions.

[…] made a clear leap forward in performance: with 65 points, it has not only achieved the best score in the company’s history, but is also among the top 24% of companies for the first time – awarded the bronze medal. The EcoVadis score is based on a comprehensive assessment in the areas of environment, […]

[…] 2025 durch EcoVadis erzielt DPS einen klaren Leistungssprung: Mit 65 Punkten wird nicht nur der bislang beste Wert der Unternehmensgeschichte erreicht, DPS gehört auch erstmals zu den Top 24 % der Unternehmen – ausgezeichnet mit der Bronzemedaille. Der EcoVadis-Score basiert auf einer umfassenden Bewertung in den Bereichen Umwelt, Arbeits- und Menschenrechte, Ethik sowie nachhaltige Beschaffung. […]

[…] compliance software solution from DPS offers a tried-and-tested way of combining regulatory requirements with technical flexibility. It not only ensures that the reporting data is processed in accordance with the regulations, but also reacts reliably to current changes – be it through short-term format changes, adjustments to the feedback behaviour or technical details such […]

[…] the interoperability of payment service providers within the API-based Verification of Payee (VoP) framework – and, in the future, also for SEPA Request-to-Pay (SRTP) and SEPA Payment Account Access (SPAA). The European Payments Council (EPC) published the basis for the logical data model at the end of February 2025. Below we provide a concise […]

[…] Verzeichnisdienst dient der Identifikation und Interoperabilität von Zahlungsdienstleistern im Rahmen des API-basierten Verification of Payee (VoP)-Regelwerks – und perspektivisch auch für SEPA Request-to-Pay (SRTP) sowie SEPA Payment Account Access (SPAA). Die Grundlagen für das logische Datenmodell hatte der European Payments Council (EPC) bereits Ende Februar 2025 publiziert. Hier folgend geben wir einen kompakten Überblick […]

As the intensity of the Fontus project increases – the revision of master data delivery for securities at WM Datenservice – it is becoming clear that the success of the migration depends on one factor that has not yet been sufficiently taken into account by many institutions: test management.

[…] converted to T+1 at all without significant changes. Process mapping & gap analysis: Where are there media breaks or manual activities? Automation & standardisation: focus on STP, ISO 20022, data quality Governance & communication: Set up project structure, involve stakeholders   These four points form the basis for an internal bank roadmap in order […]

[…] prüfen, ob diese überhaupt ohne signifikante Änderungen auf T+1 umgestellt werden können. Prozessmapping & Gap-Analyse: Wo bestehen Medienbrüche oder manuelle Tätigkeiten? Automatisierung & Standardisierung: Fokus auf STP, ISO 20022, Datenqualität Governance & Kommunikation: Projektstruktur aufsetzen, Stakeholder einbinden   Diese vier Punkte bilden die Basis für eine bankinterne Roadmap, um rechtzeitig auf T+1 vorbereitet zu […]

[…] perspectives At DPS, we have extensive experience in quality assurance in the financial sector. Back in 2018, we successfully supported a major bank in setting up an ISO 20022-compliant IP platform – with automated tests, validated interfaces and realistic stress tests. We are now bringing this expertise to VoP-related projects. Our strengths at a […]

[…] auch client-seitige Prozesse emulieren können – inklusive realistischer Lastsimulation. Nur so lassen sich End-to-End-Szenarien zuverlässig testen. Neben der Funktionalität sind nicht-funktionale Aspekte wie Antwortzeiten, Resilienz und sa isonale Lastspitzen entscheidend.  Um die Interoperabilität sicherzustellen, stellt der European Payments Council (EPC) künftig eine auch eigene Referenzplattform bereit: Die API Reference Toolbox (ART) wird aktuell in […]

In recent weeks, TÜV Rheinland has carried out the recertification according to ISO/IEC 27001:2022 and completed it without any deviations.

In den vergangenen Wochen hat der TÜV Rheinland die Rezertifizierung nach ISO/IEC 27001:2022 durchgeführt und diese ohne Abweichungen abgeschlossen.

[…] Depending on the individual delivery format, this corresponds to a number of up to 564 fields. The old BID structure is retained for the early fields in accordance with the current productive delivery. The provision of the early fields is planned as a separate product for the end of April 2025, but no later […]

[…] von Zahlungsprozessen umgesetzt. Ein Beispiel dafür ist die Entwicklung von barrierefreien SB-Terminals für eine österreichische Großbank. Interessanterweise ist Österreich bei der Umsetzung der EU-Richtlinie zur Barrierefreiheit (European Accessibility Act, kurz: EAA) (EU) 2019/882 bereits zeitlich voraus und dient als Vorbild für viele Länder, darunter auch Deutschland. Fazit Die Umsetzung von Instant Payments in Kombination […]

[…] This is an opportunity to set a starting point for the standardisation of in-house data formats in the securities sector. Similarly to payment transactions, the XML-based standard ISO 20022 will also eventually be established as the new normal in securities processing.   Expert consultation on Fontus Comprehensive project experience in the field of data […]

[…] Hier bietet sich die Gelegenheit, einen Startpunkt für die Vereinheitlichung der hauseigenen Datenformate im Wertpapierbereich zu setzen. Denn ähnlich wie beim Zahlungsverkehr wird sich der XML-basierte Standard ISO 20022 auch bei der Wertpapierabwicklung über kurz oder lang als „new normal“ etablieren. Kompetente Beratung zu Fontus Umfangreiche Projekterfahrung in Sachen Datenmigration im Finanzsektor; kombiniert mit […]

[…] taking centre stage for European markets. How can banks prepare their systems for this major project? And does a possible T+0 default have to be taken into account? This article is intended to provide some initial answers. “Securities trading in the USA will be significantly faster than in Europe”, summarises the headline in the […]

The topic of CESOP has now reached the executive management floor of German financial institutions. A few days before the deadline for the 1st and 2nd CESOP reporting scheduled for 31 July, many banks are struggling with home-grown problems...

[…] müssen riesige Datenmengen rückwirkend mehrfach korrigiert werden; notwendige Löschmeldungen können nur mit großem Aufwand erzeugt werden, u.v.m. Nach unserer Beobachtung sind gerade größere Banken mit auf MS Access basierenden Eigenlösungen nicht zukunftssicher aufgestellt. Der CESOP Compliance Service von DPS kann hier mit seinem übersichtlichen Dashboard Abhilfe schaffen. Sonderfälle und CESOP-Änderungen treiben Aufwand: In Produktion […]

[…] directives, implemented in Germany in the Platform Tax Transparency Act (PStTG) and Section 22g of the Value Added Tax Act, respectively, are the first to pursue the concept of checking the tax honesty of market participants by accessing individual transaction data. The digital edition of “ibi insights” can be downloaded here free of charge.  

ISO 20022: Will the end of the MT/MX coexistence period be softened? By Yilin Schroeder On 21 May 2024 SWIFT issued an announcement regarding the end of the coexistence of MT and MX payment messages planned for November 2025. This is causing uncertainty regarding the timetable for the complete transition to the ISO […]

Eine Mitteilung von SWIFT zum geplanten Ende der Koexistenz von MT- und MX-Zahlungsverkehrsnachrichten sorgt für Unsicherheit beim Fahrplan hin zur vollständigen Umstellung auf die ISO 20022-Norm.

[…] achieving a correct connection to core banking systems, through which customer data with tax IDs must be delivered. Other challenges include combining different payment methods and cross- account aggregation. Other banks have already completed their preparations and are using the BZSt’s testing environment, which has now been reliably available since early April. Tobias Münsterberg, […]

[…] Meldung je nach Antwort der Steuerbehörde ganz oder teilweise zu korrigieren und ggf. erneut zu versenden. Gerade die Finanzinstitute, die bislang auf Eigenlösungen (z.B. über Excel und Access) setzen, dürften dann mit aufwändigen Nacharbeiten konfrontiert sein. Die notwendige händische Bearbeitung von Einzeltransaktionen kann hier beträchtliche Personalressourcen binden.   Weitere Informationen zu den CESOP Meldepflichten […]

[…] explained the complex challenges on the way to CESOP compliance to the bank representatives in attendance – including the merging of different payment types, the necessary cross- account aggregation and the processing of messages from the German Federal Central Tax Office (BZSt). With the CESOP Compliance Service (CCS), he then presented an efficient solution […]

[…] fax and in the branch. This raises not only technical but also procedural questions: How is it possible to ensure that paper-based transfer instructions are processed in accordance with the regulation? And does it make sense to keep all channels, including those such as fax, open and expand them accordingly? Verification of Payee One […]

[…] transactions to tax authorities in those EU member states where it provides its services. This can be a challenge for those marketplaces acting on an international level. According to the CESOP guidelines a marketplace established in one member state and passporting its PSP license to all other member states will have to report in […]

[…] transactions to tax authorities in those EU member states where it provides its services. This can be a challenge for those marketplaces acting on an international level. According to the CESOP guidelines a marketplace established in one member state and passporting its PSP license to all other member states will have to report in […]

Since March 2020 alone, market participants have found themselves confronted with 13 postponed deadlines, some at very short notice, and all in connection with ISO 20022 and TARGET2.

Rund um ISO 20022 und TARGET2 sahen sich die Marktteilnehmer allein seit März 2020 mit 13 teils sehr kurzfristig verschobenen Deadlines konfrontiert.

[…] the reporting institution could rely on the IBAN or other “identifiers” with country codes in a transaction, in order to determine the relevant cross-border transactions. It was accepted that transactions could be omitted from the report if the institution’s country, on the one hand, and the payer’s or payee’s country, on the other, are […]

[…] week, the tax authority published the “DIP” (Digitaler Posteingang – Digital Incoming Mail) interface for the receipt of notifications. → CESOP can be solved with Excel and Access Needless to say, Office tools can also be used to select data that is based on certain criteria. The same applies to generating XML files. However: […]

[…] Kulanz zeigen. Erst letzte Woche hat die Steuerbehörde mit der „DIP“ (Digitaler Posteingang) die Schnittstelle für den Eingang der Meldungen veröffentlicht. → CESOP kann mit Excel und Access gelöst werden Natürlich lassen sich Daten nach bestimmten Kriterien auch mit Office-Tools selektieren. Gleiches gilt für das Erzeugen von XML-Dateien. Aber: für CESOP müssen Einzeltranskationen verarbeitet […]

DPS certified according to Hamburg Compliance Standard The Hamburg Chamber of Commerce has awarded DPS the Hamburg Compliance Certificate. A functioning compliance system should be a matter of course in the financial industry. As a partner of banks and their service providers, DPS must be measured against the same standards. At the same time, […]

[…] of CESOP is being underestimated. You have to bear in mind: in payment traffic, there have been no reporting obligations on an individual transaction basis to date. Accordingly, the architectures of the payment traffic systems are not designed for this. Where do you see the main challenges? There are two points here: Firstly, data […]

[…] combat VAT fraud. The information transmitted is collected in the Central Electronic System of Payment Information (CESOP). The tax authorities of the EU member states can then access this data to detect possible fraud. It, therefore, represents a kind of data retention for cross-border payments. The obligation applies to all payment service providers within […]

[…] a series of webinars on the upcoming TARGET2 / TARGET2-Securities consolidation. In these events, the DPS team communicated the most important changes and innovations resulting from the ISO 20022 migration in cross-border payment transactions between EU central banks and banks within and outside the EU to more than 1,200 participants from savings banks and […]

[…] anstehenden TARGET2 / TARGET2-Securities Konsolidierung ausgerichtet. In diesen Veranstaltungen vermittelte das DPS-Team über 1.200 Teilnehmern aus Sparkassen und sonstigen Instituten der Sparkassen Finanzgruppe die wichtigsten Veränderungen und Neuerungen infolge der ISO 20022-Migration im grenzüberschreitenden Zahlungsverkehr zwischen EU-Zentralbanken und Banken inner- und außerhalb der EU. Weitere Informationen zum Thema finden Sie auf unserer Schwerpunktseite www.20022.info.  

The seventh amendment to the MaRisk adds an all new risk dimension with the topic of ESG, defining a framework of requirements for handling sustainability risks in the financial industry.

[…] 2023. The TARGET system is used to process cross-border payments between EU central banks and banks inside and outside the EU. Alongside this, the podcast looks at the expected added value of the new ISO 20022 message format in payments, both for banks and their customers. Here is the link to the German-language podcast: https://finanz-szene-podcast.podigee.io/98-neue-episode

[…] anstehende TARGET2/T2S-Konsolidierung in Form eines „Big Bang“ am 20. März 2023. Über das TARGET-System wird der grenzüberschreitende Zahlungsverkehr zwischen EU-Zentralbanken und Banken inner- und außerhalb der EU abgewickelt. Daneben geht es um die erwarteten Mehrwerte des neuen ISO 20022-Nachrichtenformats im Zahlungsverkehr, sowohl für Banken als auch deren Kunden. Hier der Link zum Podcast: https://finanz-szene-podcast.podigee.io/98-neue-episode  

[…] sustainability risks into their risk assessment and respective management processes. As part of the EBA (European Banking Authority) stress test, climate risks must now be taken into account for the first time. In specific terms, this means that: Implementation of the EBA guidelines for lending procedures and the monitoring of such Comprehensive analysis of […]

[…] in Germany that voluntarily publish the DNK report on corporate sustainability. For the first time, extensive information on our company’s sustainability performance is available in the publicly accessible database. These are based on the GRI standards for the key ESG indicators, which enables direct comparisons to be made with other companies. DPS is committed […]

[…] 9, EMIR. As part of the revision of the RTS and ITS, the reporting content was expanded and the data format prescribed for reporting was changed to ISO 20022. Implementation of the regulatory provisions is associated with a high level of effort, starting with the technical adjustments and concluding with the rewriting of the […]

[…] das Transaktionsregister nach Art. 9 EMIR. Im Rahmen der Überarbeitung der RTS und ITS erfolgten u.a. eine Erweiterung der Meldeinhalte und eine Umstellung des für die Meldung vorgeschriebenen Datenformats auf ISO 20022. Die Umsetzung der regulatorischen Bestimmungen sind mit hohem Aufwand verbunden, beginnend bei den technischen Anpassungen bis hin zum Neuaufsatz der zu meldenden Szenarien. Die betroffenen […]

The timetables for converting the payment traffic systems for foreign and large-value payments to the new de facto standard ISO 20022 were overturned at the end of October.

Die Zeitpläne für das Umstellen der Zahlungsverkehrssysteme TARGET2 und CBPR+ auf ISO 20022 wurden Ende Oktober gekippt.

[…] the new MaRisk. In this regard, the guidelines for credit transactions will be followed. Business model analysis: The sustainability of business models has not been taken into account in MaRisk yet. Since the business model analysis is an important component of the SREP methodology (Supervisory Review and Evaluation Process), clarifications are to be made […]

[…] providers exclusively, or addition thereto. Especially among large companies, it is the house banks that dominate – smaller ones tend to use other service providers as well, according to the analysis of the results. At the same time, companies have clear requirements for payment processing: Transparent fees (93 per cent), standardised interfaces and formats […]

Online access, now also “offline”: The Online Access Act (OZG) currently ensures that ever more administrative services are also available online for citizens.

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

Höchste Ansprüche an das Informationssicherheitsmanagement sollten in der Bank IT eine Selbstverständlichkeit sein. Die DPS Engineering GmbH hat für die Produktentwicklung, die Projektarbeit und das Application Management bereits vor Jahren ein Informationssicherheitsmanagementsystem gemäß den Anforderungen der ISO 27001 eingerichtet.

DPS Engineering GmbH already set up an information security management system for product development, project work and application management years ago that is compliant with ISO 27001 requirements.

Höchste Ansprüche an das Informationssicherheitsmanagement sollten in der Bank IT eine Selbstverständlichkeit sein. Die DPS Engineering GmbH hat für die Produktentwicklung, die Projektarbeit und das Application Management bereits vor Jahren ein Informationssicherheitsmanagementsystem gemäß den Anforderungen der ISO 27001 eingerichtet.

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

WALLETS & DIGITAL IDENTITIES Identity and Access Management, as well as Self-Sovereign Identities Digital identities that allow the secure exchange of evidence are an essential element of a harmonised digital infrastructure across Europe. This includes state- and private institutions, natural and legal persons as well as components of the Internet of Things. DPS is […]

In May 2020 Ripple announced that it has become part of the ISO 20022 Standards Body – a multi-part International Standard, set to replace SWIFTs current MT messages and aimed at a single standardised approach to be used by all financial standards initiatives.

In May 2020 Ripple announced that it has become part of the ISO 20022 Standards Body – a multi-part International Standard, set to replace SWIFTs current MT messages and aimed at a single standardised approach (methodology, process, repository) to be used by all financial standards initiatives.