[…] - Qualification data (cover letter, curriculum vitae, previous activities, professional qualifications) - Qualification) - (Work) references and certificates (performance data, assessment data, etc.) Other information: - Publicly accessible, job -related data, such as a profile with professional social media networks - Voluntary information, such as an application photo, information on a disability or other […]

FPN ZV Symposium 2023 DPS

[…] aus rund zwei Dutzend Nationen in einem lebendigen, produktiven und motivierenden Arbeitsumfeld. Das Arbeitgeber-Bewertungsportal kununu listet DPS nicht nur als eine von den BeschГ¤f- tigten empfohlene В» Top CompanyВ«, sondern auch als ein besonders aufgeschlossenes und chancen reiches Unternehmen вЂ" als В»Open CompanyВ«. Die Orga ni sation HochschulprakВ­ tikum zeichnet uns als FAIR Company […]

[…] 30, 2021 Eiffestrasse 78 DPS Engineering GmbH Guenter Reich DPS eCMS Client EMV.DLL Version 1.75.0 Hamburg D-20537 Keba Rondo 4cashcycle+ 1OS = Windows 7 Version 6.1 04- Aug-2025 Re: Approval Number(s): EMV Application Kernel: The EMV Application Kernel has been tested on the following terminal Operating System: Terminal: PinPad: Report ID Configuration Checksum: EMVCo […]

[…] device (wearables , smart home components , mobile...) may initiate valid purchase orders as well as payment instructions . Online shops and service providers are required to accept multiple communication channels and payment methods . Public infrastructure providers may establish smart devices controlling the provision and the billing of services Delivery services integrated into […]

Zahlungsverkehr-der-Zukunft-IoT-final

[…] spezifisch für die Regulatorik-gerechte Providersteuerung in der Finanzwirtschaft konzipiert. Revisionssicherheit, Funktions- trennung und Security sind als Funktions- prinzipien in DPM konsequent umgesetzt. Unter anderem bedeutet dies: Vier- Augen-Prinzip : Risikorelevante Aktivi- täten in DPM unterliegen stets einem Vier- Augen-Prinzip. Individuelle Ausnahmen können gemäß den Regularien des Instituts umgesetzt werden. 3 Rechte und Rollen : […]

ISO20022-im-Zahlungsverkehr-0.7-1

[…] into modern application architectures. DPS does not limit itself to the recommendation to rebuild legacy applications on a greenfield site. Prudent strategies that lead to successful projects pursue differentiated approaches. DPS’s experience includes approximately: The integration of legacy components into modern IT architectures Refactoring legacy applications through simplification, standardisation and clear documentation The migration […]

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[…] into modern application architectures. DPS does not limit itself to the recommendation to rebuild legacy applications on a greenfield site. Prudent strategies that lead to successful projects pursue differentiated approaches. DPS’s experience includes approximately: The integration of legacy components into modern IT architectures Refactoring legacy applications through simplification, standardisation and clear documentation The migration […]

[…] into modern application architectures. DPS does not limit itself to the recommendation to rebuild legacy applications on a greenfield site. Prudent strategies that lead to successful projects pursue differentiated approaches. DPS’s experience includes approximately: The integration of legacy components into modern IT architectures Refactoring legacy applications through simplification, standardisation and clear documentation The migration […]

[…] the interoperability of payment service providers within the API-based Verification of Payee (VoP) framework – and, in the future, also for SEPA Request-to-Pay (SRTP) and SEPA Payment Account Access (SPAA). The European Payments Council (EPC) published the basis for the logical data model at the end of February 2025. Below we provide a concise […]

[…] Verzeichnisdienst dient der Identifikation und Interoperabilität von Zahlungsdienstleistern im Rahmen des API-basierten Verification of Payee (VoP)-Regelwerks – und perspektivisch auch für SEPA Request-to-Pay (SRTP) sowie SEPA Payment Account Access (SPAA). Die Grundlagen für das logische Datenmodell hatte der European Payments Council (EPC) bereits Ende Februar 2025 publiziert. Hier folgend geben wir einen kompakten Überblick […]

[…] methodical know-how with in-depth professional and technical expertise. For many years, we have successfully supported our customers in areas such as payment transactions or regulatory changes – topics in which a close integration of quality assurance with specific technical requirements is indispensable. Our project experience in the area of legacy systems brings with it […]

[…] von Zahlungsprozessen umgesetzt. Ein Beispiel dafür ist die Entwicklung von barrierefreien SB-Terminals für eine österreichische Großbank. Interessanterweise ist Österreich bei der Umsetzung der EU-Richtlinie zur Barrierefreiheit (European Accessibility Act, kurz: EAA) (EU) 2019/882 bereits zeitlich voraus und dient als Vorbild für viele Länder, darunter auch Deutschland. Fazit Die Umsetzung von Instant Payments in Kombination […]

DPS successfully completed its participation in the SDIKA (Secure Digital Identities Karlsruhe) showcase project at the end of August 2024.

DPS hat seine Beteiligung am Schaufensterprojekt SDIKA (Sichere Digitale Identitäten Karlsruhe) zum Monatsende August 2024 erfolgreich abgeschlossen.

[…] order to fully exploit synergies of the new coordination process between WM and data providers and complete the migration on time before the planned go-live in Q3/2026. According to the current plan, the migration preparation of external WM customers should begin in Q3/2025. Expected timeline for migration preparation according to WM Datenservice – Fontus […]

The topic of CESOP has now reached the executive management floor of German financial institutions. A few days before the deadline for the 1st and 2nd CESOP reporting scheduled for 31 July, many banks are struggling with home-grown problems...

[…] müssen riesige Datenmengen rückwirkend mehrfach korrigiert werden; notwendige Löschmeldungen können nur mit großem Aufwand erzeugt werden, u.v.m. Nach unserer Beobachtung sind gerade größere Banken mit auf MS Access basierenden Eigenlösungen nicht zukunftssicher aufgestellt. Der CESOP Compliance Service von DPS kann hier mit seinem übersichtlichen Dashboard Abhilfe schaffen. Sonderfälle und CESOP-Änderungen treiben Aufwand: In Produktion […]

[…] and CESOP directives, implemented in Germany in the Platform Tax Transparency Act (PStTG) and Section 22g of the Value Added Tax Act, respectively, are the first to pursue the concept of checking the tax honesty of market participants by accessing individual transaction data. The digital edition of „ibi insights“ can be downloaded here free […]

[…] achieving a correct connection to core banking systems, through which customer data with tax IDs must be delivered. Other challenges include combining different payment methods and cross- account aggregation. Other banks have already completed their preparations and are using the BZSt’s testing environment, which has now been reliably available since early April. Tobias Münsterberg, […]

[…] Meldung je nach Antwort der Steuerbehörde ganz oder teilweise zu korrigieren und ggf. erneut zu versenden. Gerade die Finanzinstitute, die bislang auf Eigenlösungen (z.B. über Excel und Access) setzen, dürften dann mit aufwändigen Nacharbeiten konfrontiert sein. Die notwendige händische Bearbeitung von Einzeltransaktionen kann hier beträchtliche Personalressourcen binden.   Weitere Informationen zu den CESOP Meldepflichten […]

[…] fax and in the branch. This raises not only technical but also procedural questions: How is it possible to ensure that paper-based transfer instructions are processed in accordance with the regulation? And does it make sense to keep all channels, including those such as fax, open and expand them accordingly? Verification of Payee One […]

In den letzten 7 Jahren haben wir uns ausgemalt was passiert, wenn Instant Payments zur Pflicht werden und welchen Mehrwert sie einer Bank bieten können. Wir haben viele Use Cases in der Branche diskutiert und verschiedenste Szenarien aufgestellt. Doch jetzt ist sie da – die Verpflichtung.

As part of the SDIKA project, DPS is responsible for the design and development of payment transaction services based on digital identities. A further milestone has now been reached here...

Im Rahmen des Projekts SDIKA zeichnet DPS verantwortlich für die Konzeption und Entwicklung von Zahlungsverkehrsdiensten auf Basis Digitaler Identitäten. Hier wurde jetzt ein weiterer Meilenstein erreicht...

[…] transactions to tax authorities in those EU member states where it provides its services. This can be a challenge for those marketplaces acting on an international level. According to the CESOP guidelines a marketplace established in one member state and passporting its PSP license to all other member states will have to report in […]

[…] transactions to tax authorities in those EU member states where it provides its services. This can be a challenge for those marketplaces acting on an international level. According to the CESOP guidelines a marketplace established in one member state and passporting its PSP license to all other member states will have to report in […]

[…] for each individual transaction before it can decide to sort out a payment as „domestic“. Institutions that only process very few cross-border payments have so far often pursued the strategy of only including those payments in the verification process that involve a foreign IBAN. Instead of the remaining few hundred or thousand transactions, many […]

[…] week, the tax authority published the “DIP” (Digitaler Posteingang – Digital Incoming Mail) interface for the receipt of notifications. → CESOP can be solved with Excel and Access Needless to say, Office tools can also be used to select data that is based on certain criteria. The same applies to generating XML files. However: […]

[…] Kulanz zeigen. Erst letzte Woche hat die Steuerbehörde mit der „DIP“ (Digitaler Posteingang) die Schnittstelle für den Eingang der Meldungen veröffentlicht. → CESOP kann mit Excel und Access gelöst werden Natürlich lassen sich Daten nach bestimmten Kriterien auch mit Office-Tools selektieren. Gleiches gilt für das Erzeugen von XML-Dateien. Aber: für CESOP müssen Einzeltranskationen verarbeitet […]

[…] test management. In this blog post, we’ll be taking a look at these new methods and their potential to make the testing process more effective, flexible and accurate. By Fatih Kilic Shift-left testing, automation and agile methods One promising approach is shift-left testing. This involves a strategy of integrating testing in the early stages […]

[…] combat VAT fraud. The information transmitted is collected in the Central Electronic System of Payment Information (CESOP). The tax authorities of the EU member states can then access this data to detect possible fraud. It, therefore, represents a kind of data retention for cross-border payments. The obligation applies to all payment service providers within […]

As part of the FPN Payment Symposium, Joachim Dorschel, Managing Partner at DPS, presented an analysis of the market prospects for SEPA Request-to-Pay (SRTP).

Im Rahmen des FPN Zahlungsverkehrs-Symposiums präsentierte Joachim Dorschel, Managing Partner bei DPS, eine Analyse zu den Marktaussichten für SEPA Request-to-Pay.

The seventh amendment to the MaRisk adds an all new risk dimension with the topic of ESG, defining a framework of requirements for handling sustainability risks in the financial industry.

[…] in Germany that voluntarily publish the DNK report on corporate sustainability. For the first time, extensive information on our company’s sustainability performance is available in the publicly accessible database. These are based on the GRI standards for the key ESG indicators, which enables direct comparisons to be made with other companies. DPS is committed […]

[…] the 16 German Closely Monitored Participants (CMPs) have reported this as well. Compared to the survey in the second quarter, the number of red notifications increased significantly, according to the German Bundesbank. Ultimately, it has to be stated that none of the participants can yet give the full “green light”. While many banks were […]

Online access, now also “offline”: The Online Access Act (OZG) currently ensures that ever more administrative services are also available online for citizens.

[…] into modern application architectures. DPS does not limit itself to the recommendation to rebuild legacy applications on a greenfield site. Prudent strategies that lead to successful projects pursue differentiated approaches. DPS’s experience includes approximately: The integration of legacy components into modern IT architectures Refactoring legacy applications through simplification, standardisation and clear documentation The migration […]

[…] into modern application architectures. DPS does not limit itself to the recommendation to rebuild legacy applications on a greenfield site. Prudent strategies that lead to successful projects pursue differentiated approaches. DPS’s experience includes approximately: The integration of legacy components into modern IT architectures Refactoring legacy applications through simplification, standardisation and clear documentation The migration […]

In July, DPS Engineering GmbH’s eCMS client was successfully EMVCo recertified for the operating system versions Windows 10, Windows 7, Windows XP, with validity until August 2025.

[…] into modern application architectures. DPS does not limit itself to the recommendation to rebuild legacy applications on a greenfield site. Prudent strategies that lead to successful projects pursue differentiated approaches. DPS’s experience includes approximately: The integration of legacy components into modern IT architectures Refactoring legacy applications through simplification, standardisation and clear documentation The migration […]

[…] into modern application architectures. DPS does not limit itself to the recommendation to rebuild legacy applications on a greenfield site. Prudent strategies that lead to successful projects pursue differentiated approaches. DPS’s experience includes approximately: The integration of legacy components into modern IT architectures Refactoring legacy applications through simplification, standardisation and clear documentation The migration […]

Das Magazin Focus hat in Kooperation mit dem Bewertungsportal Kununu auf Basis einer unabhängigen Datenerhebung die Top-Arbeitgeber im Mittelstand ermittelt. Als Datenbasis dienten rund 900.000 Unternehmensprofile.

[…] into modern application architectures. DPS does not limit itself to the recommendation to rebuild legacy applications on a greenfield site. Prudent strategies that lead to successful projects pursue differentiated approaches. DPS’s experience includes approximately: The integration of legacy components into modern IT architectures Refactoring legacy applications through simplification, standardisation and clear documentation The migration […]

[…] into modern application architectures. DPS does not limit itself to the recommendation to rebuild legacy applications on a greenfield site. Prudent strategies that lead to successful projects pursue differentiated approaches. DPS’s experience includes approximately: The integration of legacy components into modern IT architectures Refactoring legacy applications through simplification, standardisation and clear documentation The migration […]

[…] into modern application architectures. DPS does not limit itself to the recommendation to rebuild legacy applications on a greenfield site. Prudent strategies that lead to successful projects pursue differentiated approaches. DPS’s experience includes approximately: The integration of legacy components into modern IT architectures Refactoring legacy applications through simplification, standardisation and clear documentation The migration […]

[…] Projekte im Finanzwesen, von der Analyse und Konzeption über die Implementierung bis hin zur Produktivsetzung des IT-Systems. Wir bieten Dir ein erzeugendes Gesamtpaket aus attraktivew Gehalt und Top-Karriereentwicklungschancen. Weiter Infos zu unseren Beneftis findest Du auf dieser Seite. Wir haben Dein Interesse geweckt? Wir freuen uns, Dich kennenzulernen!   Hier kannst Du Dich direkt […]

Working at DPS At DPS you can expect expert colleagues, an open-door policy, easy access to management and a pleasant working environment. Our sustainable business model opens up exciting career prospects for you to explore. DPS has offices in Hamburg, Stuttgart, Frankfurt and Berlin. For these four locations, we are constantly looking for motivated […]

[…] cooperates with FZI Forschungszentrum Informatik in projects or with respect to fundamental technological issues. FZI is an independant foundation. Since more that 35 years FZI stands for top-level applied science in IT and its fields of application. Center for Financial Studies DPS is a member of the Gesellschaft für Kapitalmarktforschung e.V., which is the […]

[…] to an identified or identifiable natural person, e.g. name, address, e-mail addresses, user behaviour. We have taken extensive technical and operational precautions to protect your data from accidental or deliberate manipulation, loss, destruction, or access by unauthorised persons. Our security procedures are reviewed at regular intervals and adapted to technological progress.   3. Data […]

[…] as a Service (SaaS) of als on-premise oplossing. Dankzij standaardisatie is aansluiting in slechts enkele weken mogelijk. Onze software bespaart u tijd en middelen. Complexe Excel- en Access-oplossingen behoren tot het verleden. Het middelpunt van het product is een duidelijk dashboard dat intuïtief de status van het CESOP-rapport en de bijbehorende werkstappen weergeeft; een […]

[…] VAT fraud Our software solution at a glance The CESOP Compliance Service ensures timely and legally compliant implementation of the reporting requirements for payment service providers in accordance with the VAT acts. The implementation of the Central Electronic System of Payment Information (CESOP) marks a paradigm shift in payment transactions: reporting obligations are being […]

[…] Service (SaaS) oder als On-Premise-Lösung bereit. Dank Standardisierung ist eine Anbindung in nur wenigen Wochen möglich. Mit unserer Software sparen Sie Zeit und Ressourcen. Aufwändige Excel- und Access-Lösungen gehören der Vergangenheit an. Kernstück des Produkts ist ein übersichtliches Dashboard, das den Status des ESZB Reports sowie die damit verbundenen Arbeitsschritte intuitiv darstellt; einen Überblick […]

[…] Service (SaaS) oder als On-Premise-Lösung bereit. Dank Standardisierung ist eine Anbindung in nur wenigen Wochen möglich. Mit unserer Software sparen Sie Zeit und Ressourcen. Aufwändige Excel- und Access-Lösungen gehören der Vergangenheit an. Kernstück des Produkts ist ein übersichtliches Dashboard, das den Status des PStTG Reports sowie die damit verbundenen Arbeitsschritte intuitiv darstellt; einen Überblick […]

[…] Service (SaaS) oder als On-Premise-Lösung bereit. Dank Standardisierung ist eine Anbindung in nur wenigen Wochen möglich. Mit unserer Software sparen Sie Zeit und Ressourcen. Aufwändige Excel- und Access-Lösungen gehören der Vergangenheit an. Kernstück des Produkts ist ein übersichtliches Dashboard, das den Status des CESOP Reports sowie die damit verbundenen Arbeitsschritte intuitiv darstellt; einen Überblick […]

[…] into modern application architectures. DPS does not limit itself to the recommendation to rebuild legacy applications on a greenfield site. Prudent strategies that lead to successful projects pursue differentiated approaches. DPS’s experience includes approximately: The integration of legacy components into modern IT architectures Refactoring legacy applications through simplification, standardisation and clear documentation The migration […]

[…] important than ever. However, in order to support existing projects, networks and activities, there is often no central place where knowledge can be collected digitally and easily accessible for all actors, ideas can be exchanged and publicised in a large format. To close this gap, we have developed a concept for community building. Stuttgart […]

[…] the people involved. In our eGovernment projects, we combine professional, legal and technical expertise, in order to create holistic and sustainable solutions with our clients that are accepted by employees and citizens alike. ONLINE ACCESS ACT (OZG) The Online Access Act (OZG) obliges the administration to offer a large number of its essential services […]

[…] the people involved. In our eGovernment projects, we combine professional, legal and technical expertise, in order to create holistic and sustainable solutions with our clients that are accepted by employees and citizens alike. RELATED CONTRIBUTIONS 10.07.2025 02.07.2025 24.06.2025 02.06.2025 27.05.2025 26.05.2025 13.05.2025 16.04.2025 08.04.2025 01.04.2025 What can we do for you? Do you have […]