DIE MELDEPFLICHT GEMÄß INSTANT PAYMENTS VERORDNUNG Meldung der zuständigen Behörde an EU -Kommission , EBA und BaFin Periode: 01.01. -31.12.24 Weitere Meldung jährlich ▪ Informationen werden weitergegeben und Umfang & Wert nationaler und grenzüberschreitender Echtzeitüberweisungen in Euro 09.10.2025 Erste Meldung an die zuständige Aufsichtsbehörde Periode: 26.10.2022 -31.12.2024 Weitere Meldung alle 12 Monate 09.04.2025 Meldung […]
[…] are an important basis for effective cooperation. We, therefore, would like to inform you about how we process your data and how you can exercise your rights under the GDPR, the General Data Protection Regulation. The following information will provide you with an overview of the collection and processing of your personal data in […]
[…] EMV Application Kernel: The EMV Application Kernel has been tested on the following terminal Operating System: Terminal: PinPad: Report ID Configuration Checksum: EMVCo Letter of Approval - Contact Terminal Level 2 - Renewal Renewal Date: GERMANY Kernel Checksum: n/a 2-02922-1-1S-VOB-0814-4.3.c 2-02922-1-1OS-VOB-0814-4.3.c 2-02922-1-2OS-VOB-0814-4.3.c 2-04041-2-3OS-VOBZ-0718-4.3g Session 1: 2026-001 Version 1.1 - VÖB-ZVD Processing GmbH Config Vendor […]
Die Deutsche Kreditwirtschaft - Zulassungsverfahren Typ -zugelassene Geldautomaten Anlagen und Anhänge zum Regelwerk für das Deut sche Geldautomaten -System (Richtlinien für das Deutsche Geldautomaten -System , Version 1.0 vom 20 .01 .2020 mit Er rata, Änderungen und Ergänzungen vom 11.03.2021 ) Stand: 17.02 .2022 1 von 2 Hersteller Konfiguration Hardware/ Software Zul. - Nr. […]
[…] Ledger 22.02.2018 | Distributed Legal Ledger2 D ie D P S G r o u p 22.02.2018 | Distributed Legal Ledger DPS EINIGE FAKTEN 22.02.2018 | Unternehmen Leistungen Gründung 1989 > 120 Mitarbeiterinnenund Mitarbeiter Standorte: Stuttgart, Frankfurt a.M., Hamburg Marktfocus: Finance und Retail Produkte Projekte Application Management Consulting Management Werner Dorschel Gründer Vertrieb […]
[…] standards are required for payment authentication without human intervention IoT payment infrastructure components must safeguard, that device identification software, hardware and sensors cannot be separated in an unauthorised way. Establishment of a secure administration shell as a inseparable respresentation of an IoT device (e.g. RAMI 4.0). Requirements Transaction security Transaction handling Transactions must be […]
[…] Lenz ab sofort Gutscheincodes für Lose der Deutschen Weihnachtslotterie erworben werden. München, 7. Dezember 2018 – Die Deutsche Weihnachtslotterie ist von der in Köln ansässigen Navidad -Fo undation gGmbH entwickelt worden und ist eine Sozial - bzw. Spendenlotterie. Sie hat die Loteria de Navidad als Vorbild, die als eine der erfolgreichsten Spendenlotterien der Welt […]
Qr code payment on the phone, contactless payment in the store, online shopping, cashless technology. concept
Qr code payment on the phone, contactless payment in the store, online shopping, cashless technology. concept
Instant Payments demand more than just fast processing: they require an architecture that is permanently available, scalable and fault-tolerant - under all load conditions.
[…] revised migration concept D35 has also been published, taking into account the D20 changes. The document describes the technical steps required to enable WM data customers to continue processing data from WM after the delivery switch to Fontus. Customers have the following options in the context of the switch: Update variant: Customers can convert […]
[…] experience in the area of legacy systems brings with it specific experience in testing in mainframe-based, organically grown application landscapes. This combination of practical knowledge and technological understanding makes us the ideal partner when it comes to quality assurance in complex environments. In addition, quality assurance has always been an integral part of DPS’s […]
[…] as a sponsor and partner. The Circularthon is looking for and awarding prizes to innovative concepts for sustainable circular economy. In addition to prize money, DPS is contributing its own ‘Circular Challenge’. The topic of the challenge is: ‘Where do IT and banking touch on the circular economy?’. The focus here is on the […]
[…] and Mexico. T+1 now applies in place of the previous T+2 – the deadline for the fulfilment of stock exchange transactions in shares, corporate bonds and fund units has been halved to one day. Following the initiative of the US Securities and Exchange Commission (SEC), the issue of T+1 is also increasingly taking centre […]
[…] materials and resources throughout the value chain in such a way that they remain at our disposal for as long as possible. A paradigm shift is currently underway here: A shift from the linear “production-disposal” mentality, and towards so-called circularity, i.e. a resource-saving, modular and repair-friendly design and manufacturing method for products. From pencils […]
[…] to the Federal Central Tax Office (BZSt) shall then be submitted on 31 July 2026. Subsequently, the banks concerned shall be obligated to make corrections for an unlimited period of time if there have been errors in tax deductions or tax information. Effects of the Withholding Tax Relief Modernisation Act (AbzStEntModG) are being underestimated […]
Whilst most of the financial institutions already started implementation projects, the term CESOP is still unknown to many electronic commerce marketplaces.
Whilst most of the financial institutions already started implementation projects, the term CESOP is still unknown to many electronic commerce marketplaces.
[…] guidelines for the CESOP reporting obligation. In particular, the amendments contain clarifications pertaining to the rules for determining the country of origin of the payer and payee: Until now, Art. 243c of the Directive has been interpreted in such a way that the reporting institution could rely on the IBAN or other „identifiers“ with […]
[…] and Bernhard Uitz. Sarah-Marie Holzgräfe LL.M. has been with the company since 2017 and is the new partner responsible for the area of compliance and regulatory affairs. Bernhard Uitz, who has been with DPS since 2007, is responsible for the area of application management. Further information can be found here: https://dps.de/en/ contact-persons-and-experts/
„The complexity of CESOP is being underestimated“ In the spring of this year, DPS partner Carsten Lange appealed to the financial industry in a blog post to deal with prevailing regulatory challenges against the backdrop of the Central Electronic System of Payment Information (CESOP). As one of the initial providers, DPS has now designed […]
Recently, scientific analyses have increasingly shown a wide-ranging problem associated with deep learning, in which different phenomena – summarised under the term ‘shortcut learning’ – can reduce the problem-solving capabilities of machine learning techniques.
[…] outgoing cross-border payments is sufficient for an institution to have to get to grips with the Directive. Specialised and promotional banks or e-money institutions, in particular, are unlikely to see themselves as payment service providers and are, therefore, more likely to be surprised by the scope of these new obligations. The following example illustrates […]
Regulatorischer Aufwand infolge CESOP: Kleinere Banken und Spezialinstitute besonders gefordert Von Carsten Lange Mit dem „Zentralen elektronischen Zahlungsverkehrssystem“ im Mittelpunkt hat die EU ein Instrument zur Bekämpfung des Mehrwertsteuerbetrugs im elektronischen Geschäftsverkehr implementiert, dessen Umsetzung Finanzinstitute vor einige Herausforderungen stellt. Gerade kleinere Geldhäuser, Förderbanken und E-Geld-Institute dürften mit verhältnismäßig hohem Aufwand konfrontiert werden. Ab […]
[…] over 150 companies, public authorities, research institutions, associations and individuals who all share the same goal: to advance the digitalisation of German administration. DPS would like to contribute its expertise to this prestigious circle. One key topic will be the use of self-service solutions in an administrative context. We look forward to a lively […]
[…] role in this respect as they provide financing and support the transition. ESG risks, in turn, affect a wide range of areas, taking risks that were previously under consideration and amplifying them. One example: extreme weather events – which are becoming more likely – can lead to more nature-caused damage in a given region. […]
[…] 31 December 2024) Preparation for the implementation of the CSRD (Corporate Sustainability Reporting Directive) Financial institutions, similar to companies involved in the capital markets, have been under an obligation to supplement their management report with specific aspects of sustainability and diversity pursuant to the Non-Financial Reporting Directive since 2017. The Corporate Sustainability Reporting […]
[…] with the technical adjustments and concluding with the rewriting of the scenarios to be reported. The affected institutions – i.e. all parties to derivatives transactions – have until 29 April 2024 to implement the changes. Due to the large number of complex and time-consuming projects that banks are currently involved in, many institutions have […]
[…] many industries a way to implement use cases that result in disruptive changes to their business processes. Modern analytics processes can identify patterns even in very large, unstructured quantities of data, then use these to derive rules for decision-making based on machine learning. Data analytics methods are already being used in many areas of […]
[…] cost-effectively. As such, the bank’s own specialist personnel can concentrate on internal digital transformation, application standardisation and the implementation of the technologically new application landscape. Within this context, a trust-based relationship between the external partner and the commissioning financial service provider is important. This is the case with long-standing clients, because of numerous joint […]
[…] for example, to the “instability of the test environments”, “incomplete and deficient delivery of the software” and problems with the “speed of assessing incidents and rectifying deficiencies”. Unsatisfactory testing conditions were cited by both “Level 2” central banks and direct users as an obstacle to their timely readiness (Source: ECB TARGET Services, 25.10.22). We […]
[…] Sonja Gerling The anticipated 7th amendment to MaRisk (Minimum Requirements for Risk Management) at a glance This year, the 7th amendment to BaFin’s MaRisk has been anno unced. The 6th amendment was published on 16 August 2021. The amendments to MaRisk define those adjustments and innovations to regulatory requirements in relation to risk management. […]
Zum zweiten Mal hat DPS das Jahresende mit einem Online-Weihnachtsspiel gefeiert, das wieder ein großer Erfolg war. Dank einer regen Beteiligung unserer Geschäftspartner*innen konnten wir den Spendenbetrag auf EUR 30.000 aufrunden.
For the second year in a row, DPS has celebrated the holiday season with an online Christmas game, which was once again a resounding success. Thanks to the active participation of our business partners, we have been able to round out the donation amount to 30,000 EUR.
Within the context of the 2020 Christmas Game, DPS donated a total of EUR 30,000 to the following charities: Die Brücke e.V., Frauen helfen Frauen e.V., Verein zur Förderung des Hospiz Stuttgart e.V.
Die ARTEMEON Management Partner GmbH und die DPS Engineering GmbH haben sich auf eine strategische Zusammenarbeit im Bereich Regulatory-Technology (RegTech) verständigt.
ARTEMEON Management Partner GmbH and DPS Engineering GmbH have agreed on a strategic cooperation in the field of regulatory technology (RegTech).
Just before the end of the year, we are pleased to announce another start-up investment. DPS Group is a co-investor in the pre-seed financing of Tokenfabrik.
In May 2020 Ripple announced that it has become part of the ISO 20022 Standards Body – a multi-part International Standard, set to replace SWIFTs current MT messages and aimed at a single standardised approach to be used by all financial standards initiatives.
In May 2020 Ripple announced that it has become part of the ISO 20022 Standards Body – a multi-part International Standard, set to replace SWIFTs current MT messages and aimed at a single standardised approach (methodology, process, repository) to be used by all financial standards initiatives.
In several articles, we aim to contribute to this differentiated debate by asking what potential “programmable money” holds for payment transactions in all their facets.
[…] WORKING ENVIRONMENT, TRAINING OPPORTUNITIES Bringing together the best minds, developing individual strengths, respecting diversity – that is the fertile basis from which great ideas are born. DPS unites experts from around two dozen nations in a lively, productive and motivating working environment. Convincing overall package An attractive salary and good career development are a […]
[…] 2011. It is a non-profit, independant association für decision-makers and experts in the payments industry. ibi research DPS is a partner of the ibi research an der Universität Regensburg GmbH. ibi research does application-oriented research and consulting in the financial and retail industry. Duale Hochschule Baden-Württemberg (DHBW) DPS is a cooperation partner Baden-Wuerttemberg Cooperative […]
Research projects DPS regularly participates in research projects together with partners from science and practice with the aim of developing, understanding and adapting future technologies, methods and business models for its own field of activity. Here is an overview of the current projects: SDIKA – Sichere Digitale Identitäten Karlsruhe SDIKA is one of four […]
[…] was already certified for all manufacturers of ATMs and recyclers relevant in Germany in accordance with the GA agreement 2015 and the new GA agreement 2019. This underlines the leading role of DPS Engineering GmbH as the supplier of non-proprietary and independent software solutions for self-service systems. The detailed information can be found on […]
[…] business trips Investment in communication technology (e.g. video conferencing systems) When it comes to climate protection, DPS focuses on avoiding CO2 instead of offsetting it. Avoiding unnecessary business trips, incentives to reduce the company car fleet and a constant modernisation of the hardware infrastructure in favour of more economical devices are the most […]
[…] worked as a consultant in the areas of data protection and information security. On the side, she completed a Master’s degree in IT law at Heinrich Heine University in Düsseldorf. In 2017, she joined DPS and managed regulatory and IT projects in the area of self-service for various major banks. She has been a […]
[…] Dorschel founded DPS Engineering GmbH. 35 For more than 35 years, DPS has been working successfully for the major addresses of the financial market and thus impressively underlines the sustainability of its business model. 180 More than 180 highly qualified employees work with our customers every day to achieve joint success. Profile Value and […]
Research projects DPS regularly participates in research projects together with partners from science and practice with the aim of developing, understanding and adapting future technologies, methods and business models for its own field of activity. Here is an overview of the current projects: Publications The employees of DPS regularly participate in public expert discussions […]
[…] address, e-mail addresses, user behaviour. We have taken extensive technical and operational precautions to protect your data from accidental or deliberate manipulation, loss, destruction, or access by unauthorised persons. Our security procedures are reviewed at regular intervals and adapted to technological progress. 3. Data controller responsible for data processing The data controller pursuant […]
[…] into a permanent position Supervision of theses Appreciation of the work of each individual Working together in small teams Individual training opportunities Cooperation with research institutions and universities APPLICATION We look forward to receiving meaningful application documents! Your CV, references and an indication of your earliest possible availability are important to us. We use […]
[…] nations in a lively, productive and motivating working environment. A fantastic overall package An attractive salary and good career development are a matter of course with us. Unfold Each individual has the opportunity to contribute his or her individual strengths. Future-proof With us, you can expect a permanent employment contract. The “we” counts Teamwork […]
CURRENT VACANCIES IN THE DPS GROUP We use the services of our partner softgarden for applications. You can find information about the processing of your personal data in the application process here. APPLY NOW! Our HR contact person will be happy to provide you with further information on the advertised positions.
[…] projects are always oriented towards the individual situation and interests of our clients. WHAT CURRENTLY DRIVES US Alle News Allgemein 16.04.2025 Finance, Payments Qualitätssicherung für Instant Payments und VoP Instant Payments verlangen mehr als nur schnelle Verarbeitung: Sie erfordern eine Architektur, die dauerhaft verfügbar, skalierbar und fehlertolerant ist – und das unter allen Lastbedingungen. […]
[…] het product is een duidelijk dashboard dat intuïtief de status van het CESOP-rapport en de bijbehorende werkstappen weergeeft; een overzicht biedt van de importstatus, inclusief een automatische controle op dubbele verwerking en een correctiemogelijkheid; het eenvoudige beheer van begunstigden en de handmatige verwerking van rechtspersonen mogelijk maakt; en tegelijkertijd de bewaking van alle CESOP-rapporten […]
The CESOP Compliance Service from DPS - the complete solution for fulfilling the reporting obligations under the EU Directive against VAT fraud.
[…] development banks, e-money institutions and marketplaces a complete software solution to fulfil the new requirements. All information about the CESOP Compliance Service Are you interested in our CESOP Compliance Service? Is our CESOP Compliance Service of interest to your bank? Please feel free to contact us. We will answer your questions about a timely implementation.
[…] disappear from administrative practice overnight. There are citizens who, for various reasons, prefer analogue channels when claiming administrative services. Signature requirements also make the use of paper unavoidable in certain administrative processes. But the processing of hardcopy forms can also be digitised. With the DPS Smart Forms Digitiser, hardcopy forms can be converted for […]
[…] disappear from administrative practice overnight. There are citizens who, for various reasons, prefer analogue channels when claiming administrative services. Signature requirements also make the use of paper unavoidable in certain administrative processes. But the processing of hardcopy forms can also be digitised. With the DPS Smart Forms Digitiser, hardcopy forms can be converted for […]
[…] disappear from administrative practice overnight. There are citizens who, for various reasons, prefer analogue channels when claiming administrative services. Signature requirements also make the use of paper unavoidable in certain administrative processes. But the processing of hardcopy forms can also be digitised. With the DPS Smart Forms Digitiser, hardcopy forms can be converted for […]
[…] ensure a legally compliant implementation. Illustrate the customer impact We provide in-depth analyses of the impact of instant payments on different customer segments to help you better understand your customers and meet their needs. Analyse the professional and technical impact We examine the professional and technical impact of instant payments on your existing systems […]
[…] concept for community building. Stuttgart Climate-Community We have already realised our community building concept together with the Baden-Württemberg state capital Stuttgart and BABLE Smart Cities in the context of the topic „local climate protection“: www.klima-community.de The aim of the project, which started in 2022, is to establish an interactive, socially networked, user-friendly and secure […]
[…] company’s core competencies. Our experience ranges from the development of large Individual applications to integration and migration projects, to the support of complex outsourcing efforts. In doing so, we understand the established processes, as well as DLT-based approaches and tokenisation. Market participants are also facing further significant innovations that will characterise the capital market in the future: […]
[…] to a bank’s products, organisation, processes and systems are to a large extent driven by regulation. In a bank, regulatory and compliance issues always need to be understood in operational terms. Our expertise in financial IT and processes, as well as a growing portfolio of smart tools, allow us to implement regulatory requirements efficiently […]
[…] of digital ecosystems require holistic solutions, an end-to-end view of products and processes and consistent customer focus. Here, we offer our clients a comprehensive technical and professional understanding that encompasses evolved structures and systems, as well as disruptive solutions. RELATED CONTRIBUTIONS 16.04.2025 08.04.2025 01.04.2025 27.03.2025 13.03.2025 11.03.2025 25.02.2025 19.02.2025 12.02.2025 29.01.2025 What can we […]