[…] spätestens 09.10.2028 ▪ Höhe der Entgelte für Überweisungen, Echtzeitüberweisungen, Zahlungskonten ▪ Anteil verweigerter Zahlungen aufgrund gezielter finanzieller restriktiver Maßnahmen ▪ Entwicklung der Entgelte für Zahlungskonten und für nationale & grenzüberschreitende Überweisungen und Echtzeitüberweisungen ▪ Bewertung und Wirksamkeit der Sanktionsprüfungen Quelle: https://eur -lex.europa.eu/legal - content/DE/TXT/PDF/?uri=OJ:L_202400886 Informationen zum IP Reporting Service von DPS finden Sie hier .

[…] data processing? Responsible party: DPS Engineering GmbH Silcherstrasse 9 70771 Leinfelden -Echterdingen Managing Directors: Werner Dorschel, Wilhelmus van Geenen, Nadine Fink, Thomas Kanold 2) How can you contact the data protection officer? You can reach our data protection officer at datenschutzbeauftragter@dps.de or our postal address with the addition "Data protection officer". Personal / confidential […]

[…] EMV Application Kernel: The EMV Application Kernel has been tested on the following terminal Operating System: Terminal: PinPad: Report ID Configuration Checksum: EMVCo Letter of Approval - Contact Terminal Level 2 - Renewal Renewal Date: GERMANY Kernel Checksum: n/a 2-02922-1-1S-VOB-0814-4.3.c 2-02922-1-1OS-VOB-0814-4.3.c 2-02922-1-2OS-VOB-0814-4.3.c 2-04041-2-3OS-VOBZ-0718-4.3g Session 1: 2026-001 Version 1.1 - VÖB-ZVD Processing GmbH Config Vendor […]

[…] (SBS) PED: Smart EPP, Version DEU VE1 (SZZT) Chipkartenkontaktiereinheit (kontaktbehaftet): Bezeichnung: V2C (Hitachi -Omron Terminal Sol utions) GA 000 399 - Cash withdrawal with girocard cards ( contact based) - Online administration of chip cards (contact based) - Cash withdrawal w ith other cards (contact based) - online -personalisation of terminal -HSM (OPT gemäß […]

[…] ng Keine Formvorgabe Distributed Legal Ledger VERTRAGSERFÜLLUNG 12 22.02.2018 | Anforderung : Erbringung von Leistung und Gegenleistung: Nachweisbarkei t und Vermeidung von Transaktionskosten Vermeidung von Medienbrüchen? Smart Contracts Szenarien und Beispiele bei Leistungsaustauschvertr ägen Leistung G egenleistung (Zahlung) Unmittelbarer Rechtsübergang Bsp.: Verbriefung von Rechten in der Blockchain (DRM) Zahlung in Cryptowährung In der Blockchain […]

[…] IoP digital ecosystem. IoT and Industry 4.0 Technical paradigms In an IoT infrastructure, all devices (things) are connected. This relates to smart devices as well as sensors, control panels, terminals etc. Computing operations are shifted from central server applications into the network using the computing resources of the devices within the network. Any data […]

[…] Verfügbarkeit Zugang zu Bargeld über ein deutschlandweites Geldautomatennetzwerk. Das Bank haus wurde in den letzten Jahren mehrfach für seine kunden - und serviceorientierten Leistungen und Innovationen ausgezeichnet. www.balps.de Pressekontakt Serviceplan Public Relations & Content GmbH & Co. KG Nuno Pedro dos Santos T +49 89 2050 4156 F +49 89 2050 60 4156 E n.dossantos@serviceplan.com

Qr code payment on the phone, contactless payment in the store, online shopping, cashless technology. concept

Qr code payment on the phone, contactless payment in the store, online shopping, cashless technology. concept

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

Das Leistungsportfolio von DPS umfasst die gesamte Bandbreite eines Softwareprojektes, von der Anforderungsanalyse bis zur Wartung im Live-Betrieb.

[…] der Auswahl von Technologien und der Entwicklung von Architekturen stehen Zukunftssicherheit, Test- und Wartbarkeit sowie Integration im Vordergrund. Die Beachtung der etablierten Regeln zum Secure und Clean Coding und der Programmierstandards unserer Kunden sind für uns selbstverständlich. Das Leistungsportfolio von DPS umfasst die gesamte Bandbreite eines Softwareprojektes, von der Anforderungsanalyse bis zur Wartung im Live-Betrieb.

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

[…] Instant Payments and VoP By Lukas Romeiser With the mandatory introduction of Instant Payments (IP) and the new ‘Verification of Payee’ (VoP), the dynamic in payment transactions continues to gather pace. Banks and payment service providers are faced with the challenge of providing reliable, secure and high-performance systems in the shortest possible time – […]

[…] revised migration concept D35 has also been published, taking into account the D20 changes. The document describes the technical steps required to enable WM data customers to continue processing data from WM after the delivery switch to Fontus. Customers have the following options in the context of the switch: Update variant: Customers can convert […]

[…] of companies, role models have evolved, test automation has become indispensable and methodological expertise alone is no longer enough. Today, quality assurance must be considered in the context of functional and technical circumstances in order to fulfil the increasing requirements. This is where DPS has a decisive advantage: As an experienced consulting company, we […]

[…] as a sponsor and partner. The Circularthon is looking for and awarding prizes to innovative concepts for sustainable circular economy. In addition to prize money, DPS is contributing its own ‘Circular Challenge’. The topic of the challenge is: ‘Where do IT and banking touch on the circular economy?’. The focus here is on the […]

[…] the subject of review by the ESMA. The supervisory authority now intends to analyse the responses received in greater detail and, in tandem, monitor developments in the context of the transition to T+1 in the USA. ESMA then plans to submit a final assessment to the European Parliament and the EU Council before 17 […]

[…] impact on material cycles. The guiding principle here is the European Parliament’s action plan as part of the “Green Deal”: this envisages the EU becoming a climate-neutral continent with the realisation of a “circular economy” by 2050. Data will play a major role in adhering to this ambitious timeline: when it comes to comparative […]

[…] clarified by the legislator and between the market players. Added value through a new data budget? Here is a question that our clients ask us in the context of the Withholding Tax Relief Modernisation Act (AbzStEntModG): Can added value be realised for the bank and the customer on the basis of the new data […]

[…] allows the handling of reports to all EU tax authorities. Are you looking for an easy way to cope with the CESOP challenge? Please feel free to contact us. Are you interested in our CESOP Compliance Service? Would you like to learn more about our CESOP Compliance Service? In an initial, non-binding discussion, we […]

[…] allows the handling of reports to all EU tax authorities. Are you looking for an easy way to cope with the CESOP challenge? Please feel free to contact us. Are you interested in our CESOP Compliance Service? Would you like to learn more about our CESOP Compliance Service? In an initial, non-binding discussion, we […]

[…] Making sure things don’t become too easy By Tobias Münsterberg The European Commission has updated the reporting guidelines for the CESOP reporting obligation. In particular, the amendments contain clarifications pertaining to the rules for determining the country of origin of the payer and payee: Until now, Art. 243c of the Directive has been interpreted […]

[…] and Bernhard Uitz. Sarah-Marie Holzgräfe LL.M. has been with the company since 2017 and is the new partner responsible for the area of compliance and regulatory affairs. Bernhard Uitz, who has been with DPS since 2007, is responsible for the area of application management. Further information can be found here: https://dps.de/en/ contact-persons-and-experts/      

[…] the interview! Further details on the CESOP Compliance Service from DPS can be found in our German-language product brochure. Below you will also find a way to contact us directly. Are you interested in our CESOP Compliance Service? Are you interested in our CESOP Compliance Service application? In an initial, non-binding discussion, we will […]

[…] recognition of pictures of cows. If we train a deep neural network, generally speaking a so-called folding neural network, with example images of cows in a typical context, normally on or in front of a green meadow, then the neural network may not recognise the generic external characteristics of the cows themselves, but simply […]

[…] this interview.   COUNCIL DIRECTIVE (EU) 2020/284 of 18 February 2020 amending Directive 2006/112/EC with regard to the introduction of certain requirements for payment service providers; https://eur-lex.europa.eu/legal- content/DE/TXT/?uri=CELEX:32020L0284 Questions about the implementation of CESOP? Do you have questions about CESOP? In an initial, non-binding discussion, we will clarify together whether the DPS team can […]

[…] diesem Interview.   RICHTLINIE (EU) 2020/284 DES RATES vom 18. Februar 2020 zur Änderung der Richtlinie 2006/112/EG im Hinblick auf die Einführung bestimmter Anforderungen für Zahlungsdienstleister; https://eur-lex.europa.eu/legal- content/DE/TXT/?uri=CELEX:32020L0284 Fragen zur Umsetzung von CESOP? Sie haben Fragen zum Themenkomplex CESOP? In einem ersten, unverbindlichen Gespräch klären wir gemeinsam, ob das DPS-Team Sie bei der Umsetzung […]

[…] over 150 companies, public authorities, research institutions, associations and individuals who all share the same goal: to advance the digitalisation of German administration. DPS would like to contribute its expertise to this prestigious circle. One key topic will be the use of self-service solutions in an administrative context. We look forward to a lively […]

[…] Melanie Weiss Banks have to evaluate risks every day, taking them into consideration in their investments and financing. One of the key regulatory frameworks used for risk controlling in the financial industry is the Minimum Requirements for Risk Management (MaRisk), a circular published by the BaFin (the German Federal Financial Supervisory Authority). The seventh […]

[…] stages, and will be substantiated through regulatory technical standards (RTS). Decisive RTS guidelines were published by the EU Commission in April 2022. Numerous requirements in terms of content and structuring regarding the SFDR came into force on 1 January 2023. The new regulations will be actively implemented for the first time in 2023. By […]

[…] amendments also affect the reports to the transaction register in accordance with Article 9, EMIR. As part of the revision of the RTS and ITS, the reporting content was expanded and the data format prescribed for reporting was changed to ISO 20022. Implementation of the regulatory provisions is associated with a high level of […]

[…] of cost-intensive business processes, but also serve as the basis for new and innovative business models. Since huge quantities of data are collected today in almost every context of economic life, many companies are asking themselves whether, and how, they can use this data to generate added value and help their businesses become more […]

[…] cost-effectively. As such, the bank’s own specialist personnel can concentrate on internal digital transformation, application standardisation and the implementation of the technologically new application landscape. Within this context, a trust-based relationship between the external partner and the commissioning financial service provider is important. This is the case with long-standing clients, because of numerous joint […]

[…] to be urgent for participating banks to consider: It has to be clarified at which IT points changes have to be made to ensure that operations can continue in the “old” TARGET2 world from 21 November. Banks that have undergone an “overhaul” in their T2 application are, therefore, now under enormous time pressure. Despite […]

[…] amendment was published on 16 August 2021. The amendments to MaRisk define those adjustments and innovations to regulatory requirements in relation to risk management. The expected points contained in the 7th amendment to MaRisk are as follows: Adoption of the EBA guidelines for lending and credit monitoring into MaRisk: Requirements that previously only applied […]

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

Within the context of the 2020 Christmas Game, DPS donated a total of EUR 30,000 to the following charities: Die Brücke e.V., Frauen helfen Frauen e.V., Verein zur Förderung des Hospiz Stuttgart e.V.

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

In several articles, we aim to contribute to this differentiated debate by asking what potential “programmable money” holds for payment transactions in all their facets.

[…] sites: Development, Onsite and Consulting. In the Development department at the Hamburg site, our products, systems and applications are developed and produced across all common IT platforms. Our Onsite team controls the projects nationwide at the customer’s site and supervises these, beginning with the specific design right through to the successful completion of the integration project. With […]

[…] has set itself the goal of achieving optimal political and economic framework conditions for the information and telecommunications industry and promotes the digital transformation. Do you have questions about these topics? Feel free to contact us! Do you have any questions or suggestions regarding our cooperations? Please use our contact form. Get in touch now

[…] software implementation. EcoVadis DPS’s sustainability efforts have been recognised by EcoVadis with the ‘Committed’ label, underlining the company’s ongoing commitment to promoting sustainable business practices. Do you have questions about these topics? Feel free to contact us! Do you have questions or suggestions regarding our certifications? Please use our contact form. Get in touch now

[…] This serves us as a starting point with the aim of further developing measures taken and critically reviewing existing practices again and again. Our aspiration is to continuously improve our corporate actions with regard to sustainability and social responsibility. Do you have questions about these topics? Feel free to contact us! Do you have […]

Contact persons and experts Martin Birkel Partner Martin Birkel is a partner in the DPS Group since 2024 and is responsible for Legacy IT and Project Management. After studying computer science, Mr Birkel worked for a large management consultancy for over 10 years. There he was involved in various roles in large IT […]

[…] DPS is active throughout Europe. Excellent technical equipment and good transport connections at the Hamburg, Frankfurt, Stuttgart and Berlin locations allow efficient project work both onsite and remotely. Do you have questions about our expertise, services or products? Are you looking for support with specific challenges? Feel free to contact us. Get in touch now

[…] the current projects: Publications The employees of DPS regularly participate in public expert discussions on current issues in the company’s field of activity through essays and book contributions. An excerpt of relevant publications can be found here. Congresses, Lectures & Webinars Professional exchange with science and practice forms an essential part of the corporate […]

[…] you as to how and for which purpose personal data is used when visiting our website. If you have any further questions, please do not hesitate to contact our data privacy officer.   1. Data protection officer Your trust is important to us. If you have any questions regarding the processing of your personal […]

[…] the services of our partner – softgarden – for applications. Information about the processing of your personal data in the application procedure can be found here. Vacancies Contact We look forward to receiving your online application via our career portal. If you have any further questions about our application process, please do not hesitate […]

[…] working environment. A fantastic overall package An attractive salary and good career development are a matter of course with us. Unfold Each individual has the opportunity to contribute his or her individual strengths. Future-proof With us, you can expect a permanent employment contract. The “we” counts Teamwork and an innovative corporate culture are not […]

CURRENT VACANCIES IN THE DPS GROUP We use the services of our partner softgarden for applications. You can find information about the processing of your personal data in the application process here. APPLY NOW! Our HR contact person will be happy to provide you with further information on the advertised positions.

[…] business model opens up excellent career prospects for you. At DPS, you will find a team-oriented and innovative corporate culture that offers each individual the opportunity to contribute and develop their individual strengths. PROFESSIONALS YOUNG PROFESSIONALS APPRENTICES & STUDENTS GET TO KNOW THE DPS GROUP You have question about our expertise, our services or […]

[…] het product is een duidelijk dashboard dat intuïtief de status van het CESOP-rapport en de bijbehorende werkstappen weergeeft; een overzicht biedt van de importstatus, inclusief een automatische controle op dubbele verwerking en een correctiemogelijkheid; het eenvoudige beheer van begunstigden en de handmatige verwerking van rechtspersonen mogelijk maakt; en tegelijkertijd de bewaking van alle CESOP-rapporten […]

[…] banks, as well as e-money institutions have to overcome on the way to meeting the requirements of CESOP. Interview with Tobias Münsterberg Are you interested in our CESOP Compliance Service? Is the CESOP Compliance Service of interest to your institution? Please do not hesitate to contact us. We will answer your questions about prompt implementation.

[…] development banks, e-money institutions and marketplaces a complete software solution to fulfil the new requirements. All information about the CESOP Compliance Service Are you interested in our CESOP Compliance Service? Is our CESOP Compliance Service of interest to your bank? Please feel free to contact us. We will answer your questions about a timely implementation.

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

[…] Architektur, ein effizientes Cloud-Management und die Beachtung rechtlicher und regulatorischer Rahmenbedingungen. DPS hat Erfahrung mit der Entwicklung hochperformanter Transaktionssysteme und setzt dabei auf Cloud Native Entwicklungsmodelle wie Containerisierung, Microservices sowie Serverless-Architekturen und Function as a Service. Dabei begleitet DPS Cloud-Nutzer auch im Management von Cloud-Providern, etwa durch Gestaltung und Monitoring von Service-Level-Agreements, Performance Benchmarks […]

[…] standard for the entire euro area and aims to make transfers in real time available everywhere. This includes not only national transactions, but also the possibility of cross-border instant payments. How can we support you? Would you like to find out more about our consulting services for Instant Payments? Please feel free to contact me!

[…] concept for community building. Stuttgart Climate-Community We have already realised our community building concept together with the Baden-Württemberg state capital Stuttgart and BABLE Smart Cities in the context of the topic „local climate protection“: www.klima-community.de  The aim of the project, which started in 2022, is to establish an interactive, socially networked, user-friendly and secure […]

[…] forward a modern solution for efficient master data delivery. Here too, DPS is supporting the market players with customised advice during the migration process. Further information RELATED CONTRIBUTIONS 16.04.2025 08.04.2025 01.04.2025 27.03.2025 13.03.2025 11.03.2025 25.02.2025 19.02.2025 12.02.2025 29.01.2025 What can we do for you? Are you looking for the right strategy on on the […]

[…] financial IT and processes, as well as a growing portfolio of smart tools, allow us to implement regulatory requirements efficiently and effectively, both technically and organisationally. RELATED CONTRIBUTIONS 16.04.2025 08.04.2025 01.04.2025 27.03.2025 13.03.2025 11.03.2025 25.02.2025 19.02.2025 12.02.2025 29.01.2025 What can we do for you? Are you looking for the right solution for compliance and […]

[…] the digital transformation of banks is often characterised by prototypes, isolated solutions in product niches and the automation of individual process steps within existing specialist silos. In contrast, a digitised production of the banking business and open banking built on the principles of digital ecosystems require holistic solutions, an end-to-end view of products and […]